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ELDER ABUSE & NEGLECT

SACRAMENTO INJURY LAWYER

Sacramento Injury Lawyer - The Choyce Law Firm - 1438 Del Paso Blvd, Sacramento, CA 95815 - (916) 306-0636

Sacramento injury lawyer Handles Elder Abuse Cases

Elder abuse is defined as any intentional or negligent behavior by a caregiver or other individual that results in the harm or serious risk of harm to a vulnerable adult. This abuse often occurs at nursing homes and other treatment settings. If a loved one has experienced any type of elder abuse, contact a Sacramento injury lawyer immediately to learn what legal actions you can take.

Elder abuse affects approximately 11% of elder persons each year in the United States, according to the Department of Justice. America is home to more than 40 million persons 65 years old or older, meaning there are at least 4 million elders abused each year in the US alone.

Much of the abuse, 90% according to the National Council on aging, is carried out by family members such as adult children or spouses. Abuse in nursing homes has been a large problem in America as these institutions often are run by inexperienced individuals and often don’t undergo as much inspection as they should.

Types of Elder Abuse

When people think of elder abuse, they may think of impatient caregivers physically striking the elder individuals who depend on their care. However, there’s much more to it than that. According to the National Center on Elder Abuse, there are seven general categories that define most forms of elder abuse, such as:

  • Physical abuse
  • Emotional abuse
  • Sexual abuse
  • Neglect
  • Financial exploitation
  • Abandonment
  • Self-neglect

Abuse can take a variety of forms and it’s always best to consult with an experienced Sacramento injury lawyer as it pertains to your situation.

Warning Signs

Each type of elder abuse has its own warning signs. It’s very important for loved ones and other caregivers to watch out for any indications that elder abuse may occur. Many elders don’t wish to report the abuse or even tell their closest family members for a variety of reasons, such as embarrassment or because they don’t want to be a burden. Be sure to look out for the following signs of abuse:

  • Physical abuse – unexplained injuries, visible bruises, broken bones, burns, or frequent need for medical providers not relating to known disorders
  • Emotional abuse – fearful behavior, anxiety, severe and unexplained changes in moods or personality, fear of interacting with nursing home staff or other caregivers, behavioral changes in the presence of staff or caregivers, refusal to see family members or close friends, social withdrawal, decrease in social interactions, hesitation to talk openly, especially around staff or caregivers
  • Sexual abuse – development of sexually transmitted diseases, genital or anal pain, injury, or bleeding
  • Neglect – malnourishment, significant changes in weight or appearance, lack of basic necessities such as food, water or shelter, poor hygiene, unsanitary or unclean living arrangements, dirty bedding or clothing, bedsores or skin ulcers, unattended medical needs, unpaid bills
  • Financial exploitation – significant differences in standard of living and available funds, unexplained changes to financial standing, missing personal property items, sudden and unexpected changes in living arrangements, such as a new location or roommate

Because there are many different types of elder abuse, the symptoms vary as well. If you or a loved one has experienced any of the above, call a Sacramento injury lawyer to learn what you can do.

Legal Action Against Elder Abuse

When an individual is hurt because of the intentional or negligent behavior of another individual, there may be cause for legal action. This is especially true when there was what is called a “duty of care.” Each individual has a certain duty of care to the other that requires us all to act reasonably to prevent each other from undergoing undo harm. In situations where one individual is reliant on another for their safety or care, such as a doctor-patient relationship or a customer and the owner of a store, the duty of care is higher so that the responsible party must do more work to seek out any potential dangers and eliminate them. The relationship between a caregiver and and elder individual certainly falls into the category of higher duty of care.

Personal injury is the course of legal action a victim may take against the individual who has caused him or her harm. Personal injury allows the victim to recover financial compensation for a slew of damages, such as medical costs and pain and suffering. Unfortunately, nursing homes are often understaffed with individuals who aren’t properly trained or don’t have the appropriate experience. This can often lead to neglect or intentional abuse. This can often result in any of the following conditions:

  • Malnutrition
  • Dehydration
  • Bedsores
  • Unexplained illnesses

Though these conditions may not be life-threatening to the majority of us, elderly individuals are a vulnerable group. It is often difficult for the individual to speak out regarding the abuse so it’s important for loved ones to pay attention and take action. If you believe a loved one has been abused, be sure to seek out a Sacramento injury lawyer with experience in personal injury as soon as possible.

Call a Sacramento injury lawyer For Consultation

With many years of experience handling personal injury cases in California, you can trust The Choyce Law Firm with your personal injury case! We fight hard to get the best possible outcome in your case. Give us a call at (916) 306-0636 to speak with a Sacramento injury lawyer today.

Call Sacramento injury lawyer

If you have been injured in a car, truck or motorcycle accident due to the negligence of another, regardless of the nature of the underlying accident, it is important to contact experienced Sacramento injury lawyer at The Choyce Law Firm to discuss your legal options. We have offices in Sacramento & Fairfield, CA for your convenience and have the resources and expertise to aggressively litigate your case in court, fighting to get you just compensation for your injury.
 
Call (916) 306-0636 today for a free consultation with our Sacramento injury lawyer regarding your injury case.

TELL US ABOUT YOUR CASE

REQUEST YOUR FREE, NO-OBLIGATION CONSULTATION WITH AN ATTORNEY

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    • JACQUELINE SWINSON
      img

      This is my second time hiring Mr. Choyce for my son, who was charged with a criminal act. Both times that I hired Mr. Choyce, I was very impressed with his knowledge of the law, his professionalism, and the fact that he was relatable. He is trustworthy, tells you the truth about what you are facing. He is organized, he is a very good listener, came up with strategies that were appealing.I can’t say enough good about Mr. Choyce! I knew that he was going to give my son’s case everything he had, and he did!

    • JAMES CRAFT
      DUI Defense Client
      img

      Hiring the Choyce Law Firm was the best decision I made while trying to decide what to do after getting charged with a 3rd DUI. I tried to use a lawyer that I had previously used when in trouble with the law, he was near retirement and wasn’t able to give my case the attention I was looking for understanding that I was facing jail time. When contacting Mr Choyce we discussed my case and he told me he could help, he even knew my previous attorney. Mr Choyce was aggressive in fighting my case with filing motions on my behalf an trying to get my case dismissed, I was very pleased that he was not just looking to get the first deal the D.A. offered but was aggressively trying to win my case. Although we were not able to get the dismissal we were looking for he was able to keep me out of jail an I was able to serve my sentence on the EHD Program, which allowed me to keep my job an that was very important to me. Mr Choyce also handled a second case for me, I was charged with driving on a suspended license and no registration. Once again Mr Choyce was aggressive with this case and took it to trail an was able to get a not guilty verdict, which saved me a great deal of money in fines that would be pending with a guilty verdict. Overall hiring Mr Choyce and his team was the best decision I made, he provided great service at a respectable rate, an explained things as they were happening and with the charges I was facing I was very happy with the outcome of my cases that he handled. I would strongly recommend Mr Choyce and his team to anyone I know that needs legal representation he knows the law and will provide you with the best service you could hope for form a lawyer that wants to win.

    • JACQUELINE R.
      Personal Injury Client
      img

      “This is my second time using Mr. Choyce, and I would choose no one other than him. Both times that I hired him, it was for my son, and they were very serious cases. Mr. Choyce is smart, professional, practical, and relatable. He is a serious person, who listens, speaks in laymens terms, so that you understand what is going on. Not like some that I have experience, who talk over you, and dont take the time to really answer your questions.The second case got very close to going to trial, however, I was confident that I had the best of the best representing my son. Thank God that after willing to go to trial, we got a deal that, I think was a win win.I would definitely, without a question, hire Mr. Choyce again!”

    SEE ADDITIONAL TESTIMONIALS

    TELL US ABOUT YOUR CASE

    REQUEST YOUR FREE, NO-OBLIGATION CONSULTATION WITH AN ATTORNEY

      YOUR PRIVACY IS
      IMPORTANT US

      13 KILLER QUESTIONS TO ASK BEFORE HIRING A PERSONAL INJURY LAWYER

      PERSONAL INJURY LAWYER IN SACRAMENTO

      personal injury lawyer in sacramento

      Not all California lawyers are created equal.

      The truth is that many attorneys lack the passion, experience and ability to fully represent the interests of their clients in a personal injury matter. That is, in order to receive the full value for your injuries and damages, it is imperative that you find a personal injury attorney who has your best interests in mind. If you do, chances are that you will have a long and beneficial relationship.

      When and if you are injured through the negligence of another, these are some of the qualities you should look for in an accident attorney:

      1. SUCCESS – How much experience does this attorney actually have? Does he or she try cases before a jury, or does he or she settle cases for less than full value? Is the attorney willing to try my case? Will the attorney that I am meeting with, the attorney that will actually handle my case or will I be passed off onto a young associate?
      2. COMMAND OF THE COURT – Trial attorneys are only as good as their ability to actually try a case. Before you hire an accident attorney, ask about their successes and failures. Find out how they try cases and what their philosophy is. Determine if the attorney is familiar with the court system. Some “trial attorneys” don’t really know where the courthouse is, let alone how to try a case.
      3. COMMON SENSE – The attorney you hire needs to have some basic common sense. Can the attorney grasp the peculiarities of your particular case? Can he or she understand what the accident has caused to your life? Most important, can you relate to the attorney? If the attorney is someone that you have nothing in common with and uses words you don’t understand, then a jury will not relate to him or her and you won’t get the best result.
      4. PEOPLE SKILLS – A lot of cases are settled with an insurance adjuster. If this can be done for full value then this works to the benefit of everyone concerned. To do this, an attorney must be able to relate to the insurance company and be able to honestly, fairly, and successfully explain how the accident has caused you harm. This needs to be done in a non-threatening manner. As I have been told, “No one has ever been bitched at relentlessly and then concluded that the other side was right.”
      5. TIME MANAGEMENT SKILLS – The old standard rings true in law, time is money. A good personal injury lawyer in Sacramento understands how to manage his time, the time of the client and most importantly, how to get the best result. Part of this is communication skills and part is the ability to get to the heart of the matter. In personal injury cases, attorneys are paid by the result and not the hour. Therefore, if an attorney is in love with his or her voice and drones on endlessly, your time is being wasted.

      So, now that you know the qualities to look for, how do you get this type of information. First, remember to have a healthy bit of skepticism. Personal Injury attorneys are trying to sell themselves. Yes they are professionals, and yes they are for the most part hard working, but they are in business and there is a tremendous amount of competition. Trust what the attorney tells you, but try to verify.

      Here are the 13 killer questions to ask of every personal injury attorney.

      1. How long have you been practicing law as a licensed attorney?

      There is something to be said for youth and enthusiasm, but there is also a lot to be said for experience. After years of practice, I can honestly say that I am not the same attorney I was when I started and like a fine wine I have improved with age. This is not the be all and end all. Some attorneys who have been practicing for years are simply bored with what they do and have lost their passion. This is just an indicator of what depth of experience the attorney has.

      2. Has your license ever been suspended or revoked?

      This is a red flag. There may be a very good reason why an attorney has had their license suspended or revoked. If so, ask about the situation. What caused it and how has the situation been fixed? Trust your gut and it the explanation doesn’t ring true, then it’s time to find someone else.

      3. How long have you been practicing as a personal injury plaintiff attorney?

      Just because you have been practicing patent law for 20 years doesn’t mean you know a lot about personal injury. And it is not enough that you have been representing insurance companies for 15 years. There is a world of difference between defending a personal injury case and representing the injured victim. You may get some insight into how a case should be handled, but the only true way to become a great trial attorney is to actually be in the trenches and fight for justice.

      4. What percentage of your practice is related to personal injury and wrongful death cases?

      My mother once told me it is better to be an expert in one area than a jack of all trades. If an attorney is dedicated to the representation of injured victims he or she will have very little time for anything else. The quest for justice for injured people is time consuming. Dealing with other areas of the law and being knowledgeable about each individual area is exhausting. I would rather be great at one thing then good at many. When it comes to my attorney, I want him to be great at my case and care less about anything else.

      5. How many court and jury trials have you handled? What are your results?

      There is a reason that personal injury attorneys are called trial attorneys. It’s because they are willing to go to court and find justice. If a personal injury attorney simply tries to negotiate every deal, then the insurance carriers will shortly figure this out and will low-ball every offer. That means that as the client you will not get full value for your damages. On the other hand, if your attorney has a successful track record, the insurance company will know and will not want to be the next victim in court. However, be wary of an attorney that says he has never lost. This means that he isn’t willing to go out on a limb and fight for every case. An attorney who has never lost has never experienced the anguish that comes with it and is unwilling to go to the ends of the earth to win for you. Having tried and lost cases, I can tell you it is an experience I do my very best not to relive. I will work myself to the bone to provide the very best representation so I never have to taste defeat again.

      6. Who will I be dealing with? Can I speak with you, or will my case be handled by someone else?

      You want your attorney to be accessible and knowledgeable about your case. It is fine to have a paralegal or associate work on the case, but you are hiring the attorney for his experience, not his staff or underlings. If you are simply meeting with a suit and the case will be handed off to someone else, maybe you are talking to the wrong person. Why did you just spend twenty minutes going through the first five questions when the person answering the questions will not be handling your case?

      7. How are you rated by your peers? Can you provide me with anything to support this?

      There are lots of services that rate attorneys. Some are good, some not so good. A good attorney will be able to show you how he or she has been rated. However, be careful that the rating is independent of any payment. Anyone can pay to be in the “Top 10 Attorneys” list. It is another matter to not be able to buy your way to the top. In addition, you should be careful that the attorney is not just under the umbrella of a firm and given the rating by proxy. A law firm can have great attorneys and poor attorneys. You want your attorney to be great.

      8. Are you an active member (not just paying dues) to any trial lawyer associations?

      There must be hundreds of trial lawyer associations. Attorneys, like all professionals can simply pay dues to be a member of an organization. Such things are in reality meaningless. On the other hand, active participation in an organization shows a degree of concern and interest. Does the attorney actively participate on the Boards or Associations or committees of trial lawyer groups? Does she work for organizations that support areas of interest in the community? For example does the attorney work for Mothers Against Drunk Drivers, or similar community based organizations. Hopefully, the attorney does not finish her day at work and then just go home. Hopefully, the attorney gives back to the community.

      9. Can you provide me with the names of references that I can contact?

      If an attorney is good, then his former clients should speak well of him. After years of practice, I have many former clients who have returned, and more importantly have sent me their friends and relatives to represent. These former clients are obviously pleased with the representation provided and will be happy to speak to potential clients. If an attorney cannot provide positive references, then there may be a real problem.

      10. Do you have any testimonials about your services?

      Just like references, testimonials from both peers and clients will give you an indication of how the attorney has done in the past. Some attorneys are great, but are not well liked by their peers. This is an area that should be evaluated. It may be jealousy, or it may be that the attorney is simply not a nice person. The absence of peer reviews is an indicator. In addition, former clients who have written reviews and testimonials are ready and willing to permanently say how they feel . This shows a level of trust and confidence that should be considered.

      11. Have you been recognized by anyone or any association for your representation?

      An attorney who has been practicing for many years has probably handled some difficult cases. These type of cases can be recognized for the effort that it takes to bring them from the beginning to trial or ultimate result. These types of cases are important because they let you know that this is an attorney that is willing to fight for you. Any decent attorney can handle your basic auto rear end case, but does this attorney have the ability to truly fight for the full value of your case? An attorney that has been recognized for his or her representation in the past is evidence of the extent to which this attorney will go to represent you. It is also an indication that the attorney will go out there and fight as opposed to just settling for the last offer.

      12. Will you be able to fully account for all settlement funds?

      It is not enough to simply give a client a check and say here you go. A good attorney will account for every last penny and will show you specifically where the funds came from and where they were spent. An attorney acts as a “fiduciary” that is one of trust. If the attorney will not fully account for the funds spent and received on your case then you may have an issue.

      13. What do you need me to do during the case?

      I view the attorney client relationship as a partnership. You and your attorney are working towards a common goal. This means that you will need to communicate and consult on numerous issues during the case. For me it means that in order to explain how you have been affected by the accident, I need to get to know you. I need to learn your story. Anyone can relate the facts of an accident and the medical history. It is quite another thing to be able to tell your client’s story and the consequences. This requires a real relationship and an attorney that doesn’t want anything from you won’t know your story. This attorney will not be able to fully understand the impact he accident has had on your life and therefore can truly negotiate a resolution for the full value of your damages.

      Call a personal injury lawyer in Sacramento at The Choyce Law Firm For Help

      If you have been injured in a truck, motorcycle, plane or car accident, or charged with a DUI or other criminal or traffic offense, call the lawyers at The Choyce Law Firm right now! Our experienced staff and attorneys are available to give you the answers you need to know immediately and can fight for justice and compensation with integrity and relentless enthusiasm.

      It’s important to understand that there are many legal deadlines if you are injured or charged with a DUI. We are a local law firm with offices in Fairfield, CA & Sacramento, CA. We limit our practice to four areas of expertise: criminal defense, DUI defense, traffic ticket defense and personal injury. Don’t hesitate, to call our office at (707) 422-1202 or (916) 306-0636 for your free consultation!

      TELL US ABOUT YOUR CASE

      REQUEST YOUR FREE, NO-OBLIGATION CONSULTATION WITH AN ATTORNEY

        YOUR PRIVACY IS
        IMPORTANT US

        • JACQUELINE SWINSON
          img

          This is my second time hiring Mr. Choyce for my son, who was charged with a criminal act. Both times that I hired Mr. Choyce, I was very impressed with his knowledge of the law, his professionalism, and the fact that he was relatable. He is trustworthy, tells you the truth about what you are facing. He is organized, he is a very good listener, came up with strategies that were appealing.I can’t say enough good about Mr. Choyce! I knew that he was going to give my son’s case everything he had, and he did!

        • JAMES CRAFT
          DUI Defense Client
          img

          Hiring the Choyce Law Firm was the best decision I made while trying to decide what to do after getting charged with a 3rd DUI. I tried to use a lawyer that I had previously used when in trouble with the law, he was near retirement and wasn’t able to give my case the attention I was looking for understanding that I was facing jail time. When contacting Mr Choyce we discussed my case and he told me he could help, he even knew my previous attorney. Mr Choyce was aggressive in fighting my case with filing motions on my behalf an trying to get my case dismissed, I was very pleased that he was not just looking to get the first deal the D.A. offered but was aggressively trying to win my case. Although we were not able to get the dismissal we were looking for he was able to keep me out of jail an I was able to serve my sentence on the EHD Program, which allowed me to keep my job an that was very important to me. Mr Choyce also handled a second case for me, I was charged with driving on a suspended license and no registration. Once again Mr Choyce was aggressive with this case and took it to trail an was able to get a not guilty verdict, which saved me a great deal of money in fines that would be pending with a guilty verdict. Overall hiring Mr Choyce and his team was the best decision I made, he provided great service at a respectable rate, an explained things as they were happening and with the charges I was facing I was very happy with the outcome of my cases that he handled. I would strongly recommend Mr Choyce and his team to anyone I know that needs legal representation he knows the law and will provide you with the best service you could hope for form a lawyer that wants to win.

        • JACQUELINE R.
          Personal Injury Client
          img

          “This is my second time using Mr. Choyce, and I would choose no one other than him. Both times that I hired him, it was for my son, and they were very serious cases. Mr. Choyce is smart, professional, practical, and relatable. He is a serious person, who listens, speaks in laymens terms, so that you understand what is going on. Not like some that I have experience, who talk over you, and dont take the time to really answer your questions.The second case got very close to going to trial, however, I was confident that I had the best of the best representing my son. Thank God that after willing to go to trial, we got a deal that, I think was a win win.I would definitely, without a question, hire Mr. Choyce again!”

        SEE ADDITIONAL TESTIMONIALS

        TELL US ABOUT YOUR CASE

        REQUEST YOUR FREE, NO-OBLIGATION CONSULTATION WITH AN ATTORNEY

          YOUR PRIVACY IS
          IMPORTANT US

          Readers’ Choice 2021 Award Recipient for Best Attorney

          The Choyce Law Firm, the Readers’ Choice 2021 award recipient for Best Attorney

          The Choyce Law Firm, established in 2005 by Dionne E. Choyce, is a traffic, criminal defense and personal injury law firm that specializes in traffic tickets, traffic accidents and DUIs but handles serious criminal cases as well.

          Choyce describes his team of local attorneys as “personable and aggressive” in the service of their clients.

          “We are results-oriented and have obtained an excellent track record of results for our clients. With over 15 years of experience handling cases throughout Northern California, we pride ourselves on delivering exceptional legal service no matter what,” the company’s website states. “Whether you’re facing a murder charge or fighting a traffic ticket, the lawyers at The Choyce Law Firm are on your side. We dedicate the time, resources and commitment to treating our clients with utmost respect, dignity and compassion during such a difficult time.”

          Choyce’s courtroom development began at the University of the Pacific, McGeorge School of Law, where he helped lead the McGeorge trial competition team to a regional championship in the American Trial Lawyers Association Competition.

          After graduating from law school, Choyce went to work for the Alameda County District Attorney’s Office in Oakland, where he gained extensive courtroom experience prosecuting all phases of criminal cases, including jury trials, felony preliminary hearings, juvenile felony trials as well as misdemeanor and felony law and motion hearings before entering private practice.

          Choyce received his undergraduate degree in English (with honors) from Morehouse College in Atlanta, Georgia. He then went on to receive his graduate degree from Harvard University in Cambridge, Massachusetts. He earned his law degree from the University of Pacific, McGeorge School of Law in Sacramento.

          Injured in an Accident? Contact the best personal injury attorney in Fairfield, CA

          If you have been injured in a truck, motorcycle, plane or car accident, or charged with a DUI or other criminal or traffic offense, call the lawyers at The Choyce Law Firm right now! Our experienced personal injury lawyer is available to give you the answers you need to know immediately and can fight for justice and compensation with integrity and relentless enthusiasm.
           
          It’s important to understand that there are many legal deadlines if you are injured or charged with a DUI. We are a local law firm with offices in Fairfield, CA & Sacramento, CA. We limit our practice to four areas of expertise: criminal defense, DUI defense, traffic ticket defense and personal injury. Don’t hesitate, to call our office at (707) 422-1202 for your free consultation!

          TELL US ABOUT YOUR CASE

          REQUEST YOUR FREE, NO-OBLIGATION CONSULTATION WITH AN ATTORNEY

            YOUR PRIVACY IS
            IMPORTANT US

            • JACQUELINE SWINSON
              img

              This is my second time hiring Mr. Choyce for my son, who was charged with a criminal act. Both times that I hired Mr. Choyce, I was very impressed with his knowledge of the law, his professionalism, and the fact that he was relatable. He is trustworthy, tells you the truth about what you are facing. He is organized, he is a very good listener, came up with strategies that were appealing.I can’t say enough good about Mr. Choyce! I knew that he was going to give my son’s case everything he had, and he did!

            • JAMES CRAFT
              DUI Defense Client
              img

              Hiring the Choyce Law Firm was the best decision I made while trying to decide what to do after getting charged with a 3rd DUI. I tried to use a lawyer that I had previously used when in trouble with the law, he was near retirement and wasn’t able to give my case the attention I was looking for understanding that I was facing jail time. When contacting Mr Choyce we discussed my case and he told me he could help, he even knew my previous attorney. Mr Choyce was aggressive in fighting my case with filing motions on my behalf an trying to get my case dismissed, I was very pleased that he was not just looking to get the first deal the D.A. offered but was aggressively trying to win my case. Although we were not able to get the dismissal we were looking for he was able to keep me out of jail an I was able to serve my sentence on the EHD Program, which allowed me to keep my job an that was very important to me. Mr Choyce also handled a second case for me, I was charged with driving on a suspended license and no registration. Once again Mr Choyce was aggressive with this case and took it to trail an was able to get a not guilty verdict, which saved me a great deal of money in fines that would be pending with a guilty verdict. Overall hiring Mr Choyce and his team was the best decision I made, he provided great service at a respectable rate, an explained things as they were happening and with the charges I was facing I was very happy with the outcome of my cases that he handled. I would strongly recommend Mr Choyce and his team to anyone I know that needs legal representation he knows the law and will provide you with the best service you could hope for form a lawyer that wants to win.

            • JACQUELINE R.
              Personal Injury Client
              img

              “This is my second time using Mr. Choyce, and I would choose no one other than him. Both times that I hired him, it was for my son, and they were very serious cases. Mr. Choyce is smart, professional, practical, and relatable. He is a serious person, who listens, speaks in laymens terms, so that you understand what is going on. Not like some that I have experience, who talk over you, and dont take the time to really answer your questions.The second case got very close to going to trial, however, I was confident that I had the best of the best representing my son. Thank God that after willing to go to trial, we got a deal that, I think was a win win.I would definitely, without a question, hire Mr. Choyce again!”

            SEE ADDITIONAL TESTIMONIALS

            TELL US ABOUT YOUR CASE

            REQUEST YOUR FREE, NO-OBLIGATION CONSULTATION WITH AN ATTORNEY

              YOUR PRIVACY IS
              IMPORTANT US