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Insurance companies must follow specific timelines when handling claims to ensure prompt and fair processing. In California, insurers are required to acknowledge claims within 15 days, decide to accept or deny them within 40 days of receiving all necessary information, and issue payment within 30 days if approved. These regulations protect policyholders and ensure transparency throughout the process.

If an insurer fails to meet these deadlines or causes unreasonable delays, it may be a violation of state law. Understanding these timelines and seeking legal advice can help you hold insurers accountable and secure a timely resolution for your claim.

Mopeds in California are low-powered vehicles designed for short-distance travel. To qualify, they must have two or three wheels, an electric motor with automatic transmission, pedals if not fully motor-powered, and a top speed of 30 mph on flat terrain. These features distinguish mopeds from motorcycles and scooters, which have higher speeds and stricter licensing requirements.

As of January 2025, Senate Bill No. 1271 reclassifies high-powered electric bicycles that exceed certain speed and power limits as mopeds or motorcycles. This requires proper licensing, registration, and compliance with updated safety regulations. Riders must understand these changes to avoid penalties and ensure their vehicles meet California’s latest requirements. For more information, visit the California DMV website.

Limb amputations caused by catastrophic accidents have profound financial, physical, emotional, and psychological effects. Common causes include workplace accidents, medical malpractice, construction site incidents, vehicle collisions, and property negligence. Approximately 1.8 million people in the U.S. live with limb loss, with males and the elderly at higher risk for traumatic amputations.

Amputations may be complete or partial and are classified as guillotine, crush, or avulsion injuries, each with life-altering implications. Victims may seek compensation for lost income, medical expenses, emotional suffering, and more. High medical costs, including prosthetics, add to the financial burden.

Accidents involving large trucks often result in severe injuries or fatalities, especially on California’s busy highways. These cases can be complex, involving multiple responsible parties such as truck drivers, trucking companies, and manufacturers. An experienced Sacramento truck accident attorney can help navigate the legal process, ensuring victims understand their rights and receive fair compensation.

Truck accident cases require thorough investigations, including driver logs, maintenance records, and accident reconstructions. Attorneys also negotiate with insurance companies to secure compensation for medical bills, lost wages, and pain and suffering. Acting quickly is essential due to California’s strict filing deadlines and the need to preserve evidence.

If you or a loved one has been injured in a truck accident, contact an experienced attorney. The Choyce Law Firm is here to help you hold responsible parties accountable and secure the compensation you deserve. Call today for a free consultation.

Smartphones have transformed modern life, offering connectivity and access to vast information. However, the lithium-ion batteries powering these devices come with risks, including potential malfunctions that may lead to fires or explosions. Such failures can result in severe injuries, often due to design or production flaws. Reported injuries from smartphone explosions include flame burns from device fires, chemical burns from battery leaks, and blast injuries from shrapnel and shockwaves created by an explosion.

If you’ve been injured by a smartphone, immediate medical attention is essential. The Choyce Law Firm specializes in personal injury cases related to device malfunctions and offers free consultations to help victims seek compensation.

E-cigarettes, powered by rechargeable lithium-ion batteries, have surged in popularity but come with substantial risks. While the technology behind e-cigarettes has advanced rapidly, especially in battery power and portability, regulation hasn’t kept pace; currently, only e-cigarettes marketed for therapeutic use are regulated by the FDA. However, lawmakers are beginning to recognize the need for broader oversight. The design of e-cigarettes, which places a lithium-ion battery near the heating element, creates the potential for device failure, fire, or even explosion, leading to serious injuries. Reported injuries from these incidents include flame burns, which occur when the device catches fire or explodes, causing burns to the legs, torso, face, or hands; chemical burns, which result from battery leakage, exposing skin to harmful chemicals; and blast injuries, where an explosion propels sharp fragments, leading to cuts, bruises, and even shockwave trauma.

For individuals injured by an e-cigarette, immediate medical attention is critical, as burns and chemical exposure can cause more damage than initially visible. This law firm specializes in product liability cases related to defective e-cigarette products and offers free consultations to help affected individuals pursue compensation for their injuries.

Americans spend a lot of their time behind the wheel. As commutes get longer and longer and self-driving cars still seem a world away, it’s important to understand what causes car accidents and how to prevent them. A major reason people say they were involved in a car crash is because they were distracted. Now, it seems obvious not to drive distracted, but as driving seems natural and we do it all the time, people become too comfortable with the task and start becoming flippant about it. This article will cover the top ten driving distractions and how to avoid them and always remember to seek legal advice from an auto accident lawyer in Sacramento if you have been involved in a car accident.

The period of time during which you can file a lawsuit varies depending on the type of legal claim. For example, with personal injury cases, you have two years to file from the time of the injury. If the injury was not discovered right away, then it is 1 year from the date the injury was discovered. For a breach of written contract, its four years from the date the contract was broken and two years for an oral contract. Any property damage lawsuits have 3 years from the date the damage occurred.

Slip, trip, and fall accidents often happen unexpectedly, leading to injuries that may warrant legal action if caused by someone else’s negligence. Under premises liability laws in California, property owners must maintain a safe environment for visitors, including trespassers. Common hazards in these cases include wet floors, broken railings, and unsecured cords. To pursue a personal injury claim, the injured party must prove that the property owner was responsible, behaved negligently, and that the injuries resulted from the property’s condition.

There is a two-year statute of limitations to file a claim, but if the liable party is a government entity, the timeframe is only six months. Gathering evidence for a strong case takes time, so it’s crucial to consult a Sacramento accident attorney early on. Additionally, the article highlights the importance of seeking experienced legal representation to secure compensation for injuries from slip and fall or other accidents, like car crashes. Contact information for accident attorneys in Sacramento is provided.

Swimming pool drowning accidents are a leading cause of death for children under 15, especially in California. Nearly 500 children under five drown in pools annually in the U.S., with many more treated for near-drowning injuries. Non-drowning accidents, such as hypoxia from lack of oxygen or diving injuries, can cause severe brain damage or spinal injuries. These accidents often involve premises liability, negligence, or defective products. Legal actions can be pursued if property owners fail to maintain safe environments or if faulty equipment is involved.

Victims or their families should preserve evidence, document the incident, and seek legal assistance immediately. Premises liability laws hold property owners responsible for dangerous conditions, while negligence and product liability claims may arise from inadequate supervision, unsafe installations, or defective equipment.

If you or a loved one has been injured in a swimming pool accident, it’s important to consult with a Sacramento accident attorney to explore your legal options and pursue compensation.

Car Accident Lawyer in Sacramento Rear-End Accidents in California At The Choyce Law Firm, we understand that being involved in a rear-end accident can be a traumatic experience, especially if you’re dealing with injuries caused by someone else’s negligence. One of the most common questions we hear is, “Who is at fault for a rear-end […]

Sacramento Dog Bite Injury Lawyer California Leash Laws (2024) In 2024, California introduced some updates to leash laws, particularly to enhance public safety and accountability for dog owners. Although California does not have a universal state leash law, most counties and cities enforce their own leash regulations. These local laws typically require dogs to be […]

California has the country’s highest number of pedestrian fatalities, for the second year in a row. If you’ve been hit by a vehicle as a pedestrian, contact an experienced Sacramento auto accident attorney immediately.

There are many circumstances that may reasonably lead to a personal injury suit, but some are more common than others. Some of the most common types of personal injury claims are mentioned below. If you have found yourself in one of these situations, call a Sacramento personal injury lawyer immediately for legal representation.

California has some of the harshest penalties for driving under the influence. If you’ve been a victim of a drunk driving accident, contact a car accident lawyer in Sacramento immediately for help. California law prohibits drivers from operating a vehicle while under the influence of alcohol and/or drugs because of the severe devastating and life changing injuries that can occur from drunk driving accidents. Drunk driving fatalities in California in 2015 was 867, which is 28% of all total traffic deaths, a 4.6% increase from the year prior.

Car accidents are a crazy situation for everyone involved, and the last thing you are thinking about when the adrenaline is pumping is how to make sure the accident is completely documented so that liability is properly assigned. The problem is, each party in the accident usually has a different and opposing goal – to have liability assigned to the other!

Have you ever been stuck in this situation? Sometimes it happens because each party honestly believes they are correct and the other is at fault, but at other times, one party will attempt to lie and reduce their own liability. In either case, the benefits of having a dash cam could prove invaluable.

An Umbrella policy, also known as an Excess Insurance policy, operates how the name implies – it sits on top of the rest of your insurance policies like an umbrella, providing excess coverage for high liability situations.

An umbrella policy is the most cost effective and efficient way to set above standard limits for your insurance policy. The umbrella policy allows you to increase your protection across all your underlying policies with one quick and easy move, rather than adjusting each insurance policy separately. This affords you far more than just ease of adjustment, and can actually save you a lot of money too!

It is always fun to go out on the lake or river to enjoy the time in the sun, and spend time relaxing with friends and family. Boats are a become more commonplace during summer months. But we tend to forget that boats are large vehicle, and unlike cars they do not have brakes.

Boats are becoming faster and more powerful each year. It is all about horsepower, engine size and how fast will it go from 0 to 60 mph. However, unlike a car, boat owners are not required to carry liability insurance.

They will attempt to obtain a recorded statement from you. You do not want to give them one, because they might use that statement against you. They might find a discrepancy between your statement and the police report, or between your statement and the witness statement. The insurance company will often hire an expert witness who will disprove your side of the story. If the case is litigated later on you will end up looking like a liar in front of the judge and jury.

You also do not want to sign anything that they give you without an attorney reviewing it first. Often insurance adjuster will ask you to sign a blank authorization which will allow them to obtain your medical records. They will then use that authorization to get a copy of your medical records beyond what is required for them to make a determination of your injuries. They will find previous conditions and injuries in your medical records and relate the injuries you suffered in the car accident to preexisting conditions.

Side-impact car crashes, also known as “T-bone” or “broadside” collisions, occurs when a vehicle is hit on its side by another vehicle. Side-impact crashes are extremely dangerous.

They have caused 29% of all passenger-vehicle deaths in the U.S. in 2009 and produce a high rate of severe injuries so it’s important you contact an experienced auto accident attorney who can help you with your case and get you the compensation you deserve.

The reason for more severe injuries in such collisions is because the sides of vehicles have a small amount of space to absorb the energy of the other vehicle. Additionally, the force of side-impact crash often pushes the struck vehicle into the path of other vehicles, causing further collisions, damage and injuries.