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Understanding California automobile insurance policies is essential—not just to stay legal, but to protect yourself financially in case of an accident. Many drivers don’t realize how quickly insurance limits can be maxed out, especially when multiple people are injured. That’s why knowing the difference between per person, per occurrence, and aggregate limits could make or break your financial future.
In California, the law mandates that every driver carry at least the following minimum liability coverage:
While these amounts meet the legal requirements, they may not be enough if you’re involved in a serious accident. That’s why it’s critical to understand how your insurance policy works—and when you might need legal help.
An aggregate limit is the total amount your insurance policy will pay out over the course of a policy period, typically one year.
Example: If your policy has a $1,000,000 aggregate limit and you’re in two accidents—one in January with $800,000 in damages and another in July with $500,000 in damages—your insurance will only pay $200,000 toward the second accident. Why? Because you’ve already used $800,000 of your $1,000,000 limit.
A per occurrence limit is the maximum your policy will pay for a single accident, regardless of how many people are involved or the extent of the damage.
Example: Let’s say your policy has a $300,000 per occurrence limit. If you cause a 10-car pile-up that results in $1,000,000 in total damages, your policy will only pay a maximum of $300,000. That amount may be split among multiple injured parties based on the insurer’s discretion.
A per person limit caps the amount your policy will pay to any single individual injured in an accident.
Example: In the same 10-car pile-up, two people suffer major injuries with medical bills of $300,000 each. If your per person limit is only $50,000, then each of those individuals can only recover up to $50,000 from your policy—regardless of their actual losses.
Insurance companies are in business to protect their own bottom line, not necessarily to fully compensate accident victims. When insurance limits are too low, the injured party may seek damages directly from your personal assets—or you may not get enough to cover your own medical bills if you’re the victim.
This is where having a knowledgeable injury attorney can make a major difference.
If you’ve been injured in a car accident in Sacramento, don’t go up against the insurance companies alone. Even if you’re unsure who was at fault or didn’t collect all the right information at the scene, The Choyce Law Firm can help.
Our experienced legal team knows how to navigate complex personal injury claims, negotiate with insurers, and secure the maximum payout available for your damages.
One of the best ways to protect yourself after an accident is to get trusted legal representation. At The Choyce Law Firm, our Sacramento injury attorney has years of experience handling auto accident claims—and we don’t get paid unless we win your case.
Call us today at (916) 306-0636 for a FREE consultation.
We’ll handle the legal burden so you can focus on healing.
This is my second time hiring Mr. Choyce for my son, who was charged with a criminal act. Both times that I hired Mr. Choyce, I was very impressed with his knowledge of the law, his professionalism, and the fact that he was relatable. He is trustworthy, tells you the truth about what you are facing. He is organized, he is a very good listener, came up with strategies that were appealing.I can’t say enough good about Mr. Choyce! I knew that he was going to give my son’s case everything he had, and he did!
Hiring the Choyce Law Firm was the best decision I made while trying to decide what to do after getting charged with a 3rd DUI. I tried to use a lawyer that I had previously used when in trouble with the law, he was near retirement and wasn’t able to give my case the attention I was looking for understanding that I was facing jail time. When contacting Mr Choyce we discussed my case and he told me he could help, he even knew my previous attorney. Mr Choyce was aggressive in fighting my case with filing motions on my behalf an trying to get my case dismissed, I was very pleased that he was not just looking to get the first deal the D.A. offered but was aggressively trying to win my case. Although we were not able to get the dismissal we were looking for he was able to keep me out of jail an I was able to serve my sentence on the EHD Program, which allowed me to keep my job an that was very important to me. Mr Choyce also handled a second case for me, I was charged with driving on a suspended license and no registration. Once again Mr Choyce was aggressive with this case and took it to trail an was able to get a not guilty verdict, which saved me a great deal of money in fines that would be pending with a guilty verdict. Overall hiring Mr Choyce and his team was the best decision I made, he provided great service at a respectable rate, an explained things as they were happening and with the charges I was facing I was very happy with the outcome of my cases that he handled. I would strongly recommend Mr Choyce and his team to anyone I know that needs legal representation he knows the law and will provide you with the best service you could hope for form a lawyer that wants to win.
“This is my second time using Mr. Choyce, and I would choose no one other than him. Both times that I hired him, it was for my son, and they were very serious cases. Mr. Choyce is smart, professional, practical, and relatable. He is a serious person, who listens, speaks in laymens terms, so that you understand what is going on. Not like some that I have experience, who talk over you, and dont take the time to really answer your questions.The second case got very close to going to trial, however, I was confident that I had the best of the best representing my son. Thank God that after willing to go to trial, we got a deal that, I think was a win win.I would definitely, without a question, hire Mr. Choyce again!”
Riding a motorcycle in California offers a thrilling way to experience the open road, but it also comes with serious responsibilities. In 2025, California motorcycle laws continue to evolve with new safety regulations, licensing standards, and stricter enforcement targeting dangerous behavior on public streets and off-road trails. Whether you’re a new rider preparing for your first license or a seasoned motorcyclist looking to stay up to date, understanding the latest requirements can help you avoid fines—and more importantly—keep yourself safe.
At The Choyce Law Firm, we’ve seen firsthand how quickly a fun ride can turn into a legal or medical emergency. That’s why we believe every rider should be equipped not just with the right gear, but also with the right knowledge. This guide breaks down everything you need to know—from motorcycle license requirements in California to helmet laws, insurance rules, and 2025 legal updates affecting riders statewide.
If you’ve been injured in a motorcycle crash and are unsure what to do next, we’re here to help you understand your legal options.
Before you can legally ride on California roads, you need to know which motorcycle license fits your vehicle and riding plans. The California DMV offers two license classes—M1 and M2—each with specific permissions. Whether you’re preparing for your first motorcycle or just getting into scooters or mopeds, understanding this distinction is your first step toward staying compliant with California motorcycle laws.
An M1 license allows the most flexibility. With it, you can legally operate:
This license is ideal for most riders because it covers standard motorcycles, which are often used on highways and city streets. If you plan to use a bike for regular transportation or long-distance riding, an M1 is what you’ll need.
An M2 license is more limited. It allows you to operate:
The M2 license is typically chosen by younger or casual riders who only plan to use slower, lightweight vehicles for local commuting. For more clarity, especially if you ride an electric or hybrid model, we recommend checking out the breakdown of California Moped Laws.
Getting licensed in California involves more than just filling out a form at the DMV. Riders must meet several requirements based on age and experience. These steps apply to both M1 and M2 licenses, with added safety training required for younger applicants.
All riders must pass a written test at the DMV based on the California Motorcycle Handbook. It covers topics like traffic laws, safe riding strategies, and motorcycle-specific rules. The test ensures that you understand how to share the road responsibly.
If you’re under 21, you are required to complete a California Motorcyclist Safety Program (CMSP) course. This course covers defensive riding techniques, accident avoidance, and basic motorcycle handling skills. Riders 21 and older are not required to complete the course, but doing so may allow you to skip the riding skills test at the DMV.
A vision test is mandatory for all applicants. If you haven’t completed the CMSP course, you’ll also need to pass a riding skills test at the DMV. You’ll need to bring your own street-legal motorcycle or scooter, and you must wear a DOT-compliant helmet during the test.
California’s motorcycle licensing process is designed to ensure safety from the start. Whether you’re 16 and dreaming of your first bike, or a parent helping your teen navigate the rules, knowing what to expect can make all the difference. And if you’re ever involved in a crash before or after getting licensed, our team is here to guide you. Learn more about how we support riders facing motorcycle accident claims across California.
Every rider in California—regardless of age or experience—is legally required to wear a helmet. This isn’t just good advice. It’s the law. California’s universal helmet law has been in place for decades, and in 2025, it remains one of the most strictly enforced motorcycle safety rules in the country. Understanding what’s required—and what’s recommended—can help prevent injuries, avoid tickets, and keep you in compliance with California motorcycle safety rules.
Under California Vehicle Code Section 27803, all motorcycle operators and passengers must wear a helmet that meets U.S. Department of Transportation (DOT) standards. This law applies whether you’re riding on the highway, in the city, or even as a passenger on the back of a friend’s bike.
Helmets must:
Violating California’s helmet law can result in fines and points on your driving record. But more importantly, wearing a helmet reduces the risk of serious head injuries in the event of a crash.
If you’ve been involved in a motorcycle accident caused by another driver, we strongly encourage you to reach out to our team for a free case review.
While helmets are the only item legally required, we recommend wearing full protective gear every time you ride. California roads are full of unpredictable variables—distracted drivers, debris, rough pavement—and the right gear can mean the difference between a bruise and a hospital stay.
Here’s what we suggest:
Choosing the right gear isn’t just about comfort—it’s about legal protection too. In personal injury cases, the gear you were or weren’t wearing can influence how insurance companies or the court views fault and damages. Learn more about how that affects your claim on our page about how long insurance companies have to respond to your case.
In addition to DOT helmets, the California DMV and Highway Patrol emphasize wearing gear that improves both impact protection and visibility. While not mandated by law, using legal gear can strengthen your position if you’re ever involved in a personal injury lawsuit or insurance claim.
Legal gear considerations include:
Remember, even the best safety gear won’t stop an accident from happening—but it can give you a better chance of walking away from one.
Motorcyclists face unique risks on California roads. That’s why knowing the laws—and dressing for the road—isn’t just smart. It’s necessary. If you’ve suffered injuries in a crash and believe another party was at fault, don’t wait. Contact our Sacramento personal injury attorneys for guidance on your next steps.
Lane splitting, also known as lane filtering or white-lining, refers to the practice of a motorcyclist riding between lanes of slow-moving or stopped traffic. While this maneuver is illegal in most states, California remains the only state where lane splitting is explicitly legal. As of 2025, the law remains unchanged, but riders are expected to follow specific safety guidelines outlined by the California Highway Patrol (CHP).
Understanding the legality and best practices around California motorcycle lane splitting safety is essential—especially if you’re riding through busy areas like Sacramento, Los Angeles, or the Bay Area.
Yes. Lane splitting is legal for motorcycles in California. However, that doesn’t mean anything goes. While the law permits it, the CHP emphasizes that lane splitting must be done safely and responsibly. If a rider is reckless or causes an accident while lane splitting, they can still be held liable—even when the act itself is legal.
In fact, we’ve worked with many clients who were injured in crashes caused by unsafe lane splitting. If you’ve been involved in such an incident and aren’t sure where liability falls, we can help you understand your rights.
The California Highway Patrol offers clear advice on how to lane split responsibly. As of 2025, recommended safety practices include:
These guidelines aren’t legally binding, but failure to follow them could be used against you in an insurance dispute or injury claim.
While legal, lane splitting can become dangerous under certain conditions:
If you’re ever injured in a lane splitting accident, the legal process can become complicated quickly. Liability often hinges on speed, spacing, visibility, and other factors. That’s why it’s so important to gather evidence, report the accident, and speak with a legal professional right away. You can learn more about your options by reviewing how we handle motorcycle accident liability cases in California.
At The Choyce Law Firm, we stand behind riders who use legal lane splitting practices but still end up injured by careless or distracted drivers. We know that motorcycle riders are often unfairly blamed for accidents, even when the law is on their side. If that sounds like your situation, don’t wait—reach out to our team for a free consultation.
Every motorcycle on the road in California must be insured. In 2025, California motorcycle insurance requirements have been updated to reflect higher minimum coverage limits. These new figures are important—not just because they’re the law, but because they directly affect what happens if you’re ever involved in a crash. Whether you’re riding every day or just on the weekends, carrying the proper coverage is essential to protect yourself, your bike, and others on the road.
We’ve helped many injured riders file claims after being hit by uninsured or underinsured drivers. Understanding your coverage before you ride is the best way to avoid surprises if something goes wrong.
As of January 1, 2025, California requires motorcycle owners to carry minimum liability insurance in the following amounts:
These amounts have doubled from the previous $15,000/$30,000/$5,000 minimums. If you’re still riding under an outdated policy, now is the time to update it. Failing to carry proper insurance can lead to fines, license suspension, and issues if you’re in an accident.
For riders injured by an uninsured or underinsured driver, navigating the claims process can be a challenge. If the insurance company is dragging its feet, learn more about how long they have to respond to your claim.
While liability insurance is the only legally required type of coverage, many riders choose to add more protection. The following options can help cover repairs, injuries, or even theft:
You must carry proof of insurance when riding. If you’re pulled over or involved in an accident and can’t provide it, you may face:
Also, keep in mind that in order to register or renew your registration for a motorcycle in California, you must show proof of valid insurance. For those who ride electric bikes, scooters, or hybrids, check your vehicle class—some may now require registration in 2025. Learn more in our upcoming section on e-bike and electric motorcycle laws.
Motorcycle insurance laws aren’t just about checking a box—they’re a critical part of keeping riders protected after an accident. And when that protection fails, we step in. If you’ve been injured and are struggling with the insurance process, don’t try to face it alone. Contact our firm to find out how we can help you recover what you’re owed.
Every year, California updates its traffic and vehicle codes to address emerging safety concerns, evolving technology, and dangerous trends. In 2025, several new motorcycle laws have gone into effect, directly impacting riders across the state. These changes include stricter enforcement against illegal street activities and revised rules for off-highway vehicles. Whether you ride daily in the city or hit the trails on weekends, staying informed about California motorcycle law updates is essential for compliance—and your safety.
Street takeovers—large, often illegal gatherings where riders and drivers block traffic to perform stunts or race—have become a growing concern across California. In response, lawmakers have strengthened penalties to discourage this dangerous behavior.
Key updates under the 2025 California Motorcycle Street Takeover Law:
Even if you’re not participating, simply being in the wrong place at the wrong time could result in serious legal consequences. If you’ve been injured by a rider involved in a takeover or exhibition, you may have grounds for a personal injury claim against the responsible party or even the State of California.
Recreational riders and off-roaders need to be especially aware of California’s updated OHV regulations. The new rules are part of an effort to reduce environmental impact, ensure safety, and enforce accountability on public lands.
As of 2025, the following updates apply to off-road motorcycle use:
These rules apply to trail bikes, dirt bikes, and dual-sport motorcycles operated on public lands or designated off-highway vehicle routes. You can find more detailed guidance on our dedicated resource for California ATV and OHV laws.
Whether you’re a commuter, weekend adventurer, or parent of a teen rider, understanding these legal updates helps you stay ahead of potential fines—and reduce risk. More importantly, in the event of an accident, being in compliance with state law can play a major role in protecting your legal rights and insurance claims.
If you’ve been injured by someone breaking these laws—or if you’re being unfairly blamed—we’re here to help. Get in touch with The Choyce Law Firm for experienced representation in motorcycle accident liability cases across California.
Before hitting the road, every motorcycle must meet specific equipment standards under California motorcycle equipment laws. These rules are designed not just for safety but also for visibility, noise control, and legal compliance. Whether you’ve just bought a new bike or are customizing a classic, it’s important to know which modifications are allowed—and which could get you pulled over.
In 2025, California continues to enforce strict rules on lighting, mirrors, mufflers, and handlebar height. And with new focus on noise pollution and emissions, riders need to think carefully before installing aftermarket parts.
The California Vehicle Code outlines several components that must be present—and functional—for your motorcycle to be legally operated on public roads.
Here’s what your bike must include:
If your bike is missing any of these features, you can be cited, and your registration could be suspended until you make repairs.
California has long been known for its strict motorcycle noise regulations, and enforcement has only gotten tighter in 2025.
Here’s what you need to know:
Straight pipes and modified mufflers that increase noise output are prohibited. Violating noise limits can result in citations, especially during statewide CHP noise checkpoints conducted at random.
If you’ve received a violation or been blamed for an accident due to an illegal modification, reach out to our legal team for a review of your case. We’re here to help protect riders from unfair penalties and liability claims.
Customizing your motorcycle is part of the culture—but it comes with limits under California law. Here are some of the most commonly regulated modifications:
If you’re ever involved in a crash—whether as a victim or a party being blamed—your bike’s condition can come under scrutiny. Insurance companies and opposing attorneys may argue that illegal modifications contributed to the accident. That’s why we always advise riders to stay compliant, especially when it comes to California motorcycle modification laws.
If you’re ever in an accident and unsure how your bike’s condition may affect your claim, don’t guess. Contact The Choyce Law Firm for a no-obligation consultation. We’ll review your case and help you understand your options.
Riding with a passenger on your motorcycle comes with added responsibilities—and additional legal requirements. California law outlines specific rules for carrying passengers, focusing on safety and equipment compliance. Whether you ride with a friend, partner, or teen, knowing the motorcycle passenger laws in California helps prevent accidents and avoids legal complications if something goes wrong.
At The Choyce Law Firm, we’ve represented many injury victims—passengers included—who were hurt because someone overlooked these basic rules.
Surprisingly, California does not set a strict minimum age for motorcycle passengers. However, that doesn’t mean anyone can hop on the back. The law requires that any passenger must be able to:
This means young children are effectively restricted from riding unless the motorcycle is built to accommodate them safely and legally. If a passenger doesn’t meet these standards, both the rider and passenger may be cited.
Just like the operator, motorcycle passengers in California must wear a properly fastened, DOT-compliant helmet at all times. In addition, the motorcycle itself must be outfitted for two-person use. That includes:
If you’re involved in a crash and your passenger wasn’t wearing proper gear—or your bike wasn’t compliant—you could face increased liability, even if the other driver was at fault. This is especially relevant in injury cases involving minors or inexperienced passengers.
Carrying a passenger changes the balance, handling, and stopping distance of your motorcycle. Riders should:
While California doesn’t require a special license endorsement for riding with a passenger, experience matters. If you’re carrying someone new to motorcycles, their safety is your responsibility.
If your passenger is injured in a crash—whether due to another driver’s negligence or not—they may have a right to file an insurance claim or personal injury lawsuit. These cases can be complex, especially if multiple parties are involved. We’ve successfully handled claims where passengers were unfairly blamed or left out of settlements.
If you or someone you know has been hurt while riding as a passenger, we invite you to contact us today. Our experienced personal injury attorneys will walk you through your rights and help you determine whether a claim can be filed against the at-fault party.
Operating a motorcycle under the influence of drugs or alcohol is not just dangerous—it’s illegal and carries serious penalties in California. In 2025, motorcycle DUI laws in California continue to be aggressively enforced, especially given the increased risks that impaired riders pose to themselves and others. Motorcyclists are already more vulnerable in crashes, and riding impaired only magnifies that risk.
At The Choyce Law Firm, we’ve helped riders injured by drunk drivers and represented clients facing DUI-related charges. Whether you’ve been accused or harmed, it’s crucial to understand how California’s DUI laws apply to motorcyclists.
California treats motorcycle DUIs exactly like standard vehicle DUIs. That means:
Even if your BAC is below 0.08%, you can still be arrested if the officer believes you’re impaired and unsafe to ride.
Penalties for a motorcycle DUI can vary depending on whether it’s a first offense, whether injuries were involved, and whether the rider refused testing. Typical consequences include:
If another person is injured due to impaired riding, the rider may also face felony DUI charges, civil liability, and a personal injury lawsuit. In some cases, victims can even pursue claims against establishments that overserved the rider under California’s dram shop liability laws.
If you’ve been injured in a crash and the other rider or driver was intoxicated, this fact can significantly strengthen your personal injury claim. DUI-related evidence—such as police reports, field sobriety test results, or chemical test data—can establish negligence or reckless behavior.
We often assist injured clients in recovering full compensation for:
You can learn more about how we handle serious cases like these on our Motorcycle Accidents page.
If you’re facing DUI charges as a motorcyclist, your driving privileges, finances, and freedom may be at stake. It’s important to act quickly and consult an experienced attorney who understands how motorcycle-specific factors—like lack of physical protection, visibility, and balance—can affect both the stop and your case.
Even a first offense can have long-term consequences, so don’t wait. If you’ve been charged with riding under the influence or injured by someone who was, contact our team today for a confidential consultation.
As electric vehicles become more common across California, so do questions about how the law treats e-bikes and electric motorcycles. In 2025, new California e-bike regulations have gone into effect, including changes that impact licensing, registration, helmet use, and street legality. Whether you’re commuting on a Class 3 e-bike or riding a full electric motorcycle, it’s important to understand where your vehicle falls under state law.
We often hear from riders unsure if they need a motorcycle license for their electric bike—or whether their insurance covers it. The answer depends on how California classifies the vehicle.
California divides electric bikes into three main classes:
As of 2025, some Class 3 e-bikes with throttle capability are now reclassified as motor-driven cycles. That means they may require:
This change affects many popular high-speed e-bikes used for commuting and delivery. If you’re unsure how your ride is classified, it’s worth reviewing DMV guidelines or speaking with a professional before riding in traffic.
Electric motorcycles and hybrid mopeds (often referred to as “e-mopeds”) are still treated like traditional gas-powered bikes under state law. That means:
If your electric motorcycle exceeds 30 MPH and has more than 4 horsepower, it most likely falls under the M1 license category. Learn more about the specific licensing requirements on our page about California moped and scooter laws.
In California, where and how you can ride depends on your e-bike or electric motorcycle classification.
Riding a misclassified or unregistered electric vehicle in restricted zones can lead to fines and even impoundment. If you’re involved in a crash while riding a vehicle that doesn’t meet legal definitions, it could also affect your insurance claim or liability status.
As electric bikes and motorcycles gain popularity, California’s laws are catching up—and enforcement is ramping up, too. For accident victims, it’s important to know whether the other party was properly licensed and insured. If they weren’t, that may factor into who’s liable and what damages can be recovered.
At The Choyce Law Firm, we stay ahead of legal changes so our clients don’t have to. If you’ve been involved in an accident involving an e-bike, moped, or electric motorcycle, we’re ready to help. Contact us today to discuss your legal options.
No matter how cautious or experienced you are, motorcycle accidents can happen in an instant—and they’re often more serious than typical vehicle crashes. Knowing what to do in the moments after a collision can protect your health, your legal rights, and your ability to recover financial compensation. Whether you’ve been involved in a minor spill or a life-altering crash, these legal tips can help.
At The Choyce Law Firm, we’ve represented riders and passengers throughout Sacramento and beyond who were injured due to someone else’s negligence. Here’s what we recommend if you find yourself in an accident.
If you’re able, take the following steps after a crash:
Documenting the scene is one of the most important things you can do to protect yourself. In many cases, your own photos or witness statements become key evidence in motorcycle accident liability cases.
Under California law, you must report your accident to the DMV within 10 days if:
Failing to report the incident can result in license suspension, even if the accident wasn’t your fault. You’ll also need to notify your insurance provider as soon as possible. If you’re having trouble getting a response or a fair offer, we can step in. Learn more about how long insurance companies have to respond to your claim and what to do if they’re stalling.
If any of the following apply to your situation, it’s time to speak with a personal injury attorney:
In these cases, having a legal team on your side can make all the difference in recovering compensation for medical bills, lost income, property damage, and pain and suffering. We also handle complex claims against public agencies—learn more about filing a personal injury claim against the State of California.
At The Choyce Law Firm, we know motorcycles—and we know what it takes to win accident cases in California. Our team is committed to protecting the rights of injured riders throughout Sacramento and the surrounding areas. We handle everything from investigating fault to negotiating with insurers to representing clients in court when necessary.
Best of all, you pay no legal fees unless we win your case. That’s our promise.
If you or someone you love has been injured in a motorcycle crash, don’t wait. California law gives you a limited window to file a claim, and waiting too long can hurt your case. Let us fight for the compensation you deserve.
This is my second time hiring Mr. Choyce for my son, who was charged with a criminal act. Both times that I hired Mr. Choyce, I was very impressed with his knowledge of the law, his professionalism, and the fact that he was relatable. He is trustworthy, tells you the truth about what you are facing. He is organized, he is a very good listener, came up with strategies that were appealing.I can’t say enough good about Mr. Choyce! I knew that he was going to give my son’s case everything he had, and he did!
Hiring the Choyce Law Firm was the best decision I made while trying to decide what to do after getting charged with a 3rd DUI. I tried to use a lawyer that I had previously used when in trouble with the law, he was near retirement and wasn’t able to give my case the attention I was looking for understanding that I was facing jail time. When contacting Mr Choyce we discussed my case and he told me he could help, he even knew my previous attorney. Mr Choyce was aggressive in fighting my case with filing motions on my behalf an trying to get my case dismissed, I was very pleased that he was not just looking to get the first deal the D.A. offered but was aggressively trying to win my case. Although we were not able to get the dismissal we were looking for he was able to keep me out of jail an I was able to serve my sentence on the EHD Program, which allowed me to keep my job an that was very important to me. Mr Choyce also handled a second case for me, I was charged with driving on a suspended license and no registration. Once again Mr Choyce was aggressive with this case and took it to trail an was able to get a not guilty verdict, which saved me a great deal of money in fines that would be pending with a guilty verdict. Overall hiring Mr Choyce and his team was the best decision I made, he provided great service at a respectable rate, an explained things as they were happening and with the charges I was facing I was very happy with the outcome of my cases that he handled. I would strongly recommend Mr Choyce and his team to anyone I know that needs legal representation he knows the law and will provide you with the best service you could hope for form a lawyer that wants to win.
“This is my second time using Mr. Choyce, and I would choose no one other than him. Both times that I hired him, it was for my son, and they were very serious cases. Mr. Choyce is smart, professional, practical, and relatable. He is a serious person, who listens, speaks in laymens terms, so that you understand what is going on. Not like some that I have experience, who talk over you, and dont take the time to really answer your questions.The second case got very close to going to trial, however, I was confident that I had the best of the best representing my son. Thank God that after willing to go to trial, we got a deal that, I think was a win win.I would definitely, without a question, hire Mr. Choyce again!”
According to the US Consumer Product Safety Commission, nearly 500 children under 5 years old drown in swimming pools each year. An additional 2,000 children are treated in emergency rooms each year for injuries associated with near-drownings. After automobile accidents, swimming accidents are the most common cause of death for this demographic in the US as a whole. In the state of California, swimming pool drownings are the number one cause of death for all children up to 15 years of age. This is likely due to the long coastline and generally good weather year round in a large portion of the state. Of all drowning victims who are of preschool age, 70% are with at least one parent at the time of drowning and 75% are out of sight for five minutes or less. If a loved one has drowned or sustained injuries while swimming, consider speaking to a Sacramento accident attorney to learn what your legal options are.
Though most people only think of drowning when they think of swimming pool accidents, there are many more cases when an individual comes close to drowning but does not. These accidents can have devastating effects for the victim. Legal actions can and should be taken. Call an experienced Sacramento accident attorney for help.
In near-drowning cases, the brain is often deprived of oxygen for an extended period of time – something called hypoxia. As the brain relies on oxygen to properly function, lacking this vital nutrient for any period of time can be damaging. In near-drowning cases, 5 to 20% of child survivors suffer from permanent and severe neurological disabilities. This neurological damage can alter the personality and functioning of a person’s brain thereafter. Because of this damage, the victim may require surgeries, medications, and specialist physicians. Sometimes, these victims require lifetime medical care and even assisted living.
Diving accidents are responsible for over 10% of all spinal injuries that occur in the US every year. Over 10,000 people are hospitalized due to diving related injuries. Despite being a relatively dangerous activity itself, defective product design, manufacturing, or maintenance may be the cause for a diving injury.
Other swimming pool accidents include slip and falls and injuries from pool chemicals. As you can see, there are many ways an individual can sustain injuries in swimming related activities. Consider contacting a Sacramento accident attorney to learn what you can do to seek legal justice and financial compensation.
Drowning and near-drowning incidents are protected by similar laws to car accidents and other personal injury cases. Personal injury is a complex field of law that depends on showing the actions or inactions of a responsible party resulted or significantly contributed to the injury or death of the victim. For swimming pool accidents and drownings, the three main legal theories lawyers work with are:
Premises liability covers the responsibility of a property owner for injuries that are caused from dangerous or hazardous conditions on that property. This is limited to conditions that the owner knew or reasonably should have known about. For swimming pools and other recreational bodies of water, the property owner must take reasonable precautions to ensure the property is safe for users and anyone visiting the property, including trespassers.
If you feel an owner did not take proper precautions in ensuring the safety of their premise, speak to a Sacramento accident attorney.
Negligence is defined as failing to do what a normal, reasonable person would do in the given circumstances. Property owners can be considered negligent if they fail to make their property safe or if they say they’ll monitor a swimmer and then fail to. Other parties that may be considered negligent include:
Strict liability, or negligence per se, is a form of negligence that holds a party responsible if they have directly violated a relevant law. There are many specific laws regarding the maintenance and construction of residential swimming pools in order to prevent injury. If a party fails to comply with these laws and ordinances, they may be held responsible for a resultant injury or death. Contact a Sacramento accident attorney to learn more.
Products liability is a strict liability claim that is not dependent on negligent action of a responsible party. It relates more to the development of a faulty product that results in injury or death when used in a reasonable manner. When faulty swimming pool equipment is the cause of drowning or other injuries, the responsible parties may include:
In the heat of the moment, it may be impossible to think of little else that the health and safety of the victim. It’s important to try to take some actions in order to hold the liable party responsible in the future. Some actions that may be taken include:
Accidents can come in all shapes and sizes. With extensive experience in handling all types of personal injury claims such as car accidents, defective products, animal attacks, catastrophic injuries and more, you can trust the attorneys at The Choyce Law Firm to fight for justice and fair compensation. If you or a loved one has been injured in any type of accident, including swimming pools, give us a call at (916) 306-0636 to speak to a Sacramento accident attorney today.
If you have been injured in a car, truck or motorcycle accident due to the negligence of another, regardless of the nature of the underlying accident, it is important to contact experienced Sacramento auto accident attorney at The Choyce Law Firm to discuss your legal options. We have offices in Sacramento & Fairfield, CA for your convenience and have the resources and expertise to aggressively litigate your case in court, fighting to get you just compensation for your injury.
Call (916) 306-0636 today for a free consultation with our car accident lawyer in Sacramento regarding your injury case.
This is my second time hiring Mr. Choyce for my son, who was charged with a criminal act. Both times that I hired Mr. Choyce, I was very impressed with his knowledge of the law, his professionalism, and the fact that he was relatable. He is trustworthy, tells you the truth about what you are facing. He is organized, he is a very good listener, came up with strategies that were appealing.I can’t say enough good about Mr. Choyce! I knew that he was going to give my son’s case everything he had, and he did!
Hiring the Choyce Law Firm was the best decision I made while trying to decide what to do after getting charged with a 3rd DUI. I tried to use a lawyer that I had previously used when in trouble with the law, he was near retirement and wasn’t able to give my case the attention I was looking for understanding that I was facing jail time. When contacting Mr Choyce we discussed my case and he told me he could help, he even knew my previous attorney. Mr Choyce was aggressive in fighting my case with filing motions on my behalf an trying to get my case dismissed, I was very pleased that he was not just looking to get the first deal the D.A. offered but was aggressively trying to win my case. Although we were not able to get the dismissal we were looking for he was able to keep me out of jail an I was able to serve my sentence on the EHD Program, which allowed me to keep my job an that was very important to me. Mr Choyce also handled a second case for me, I was charged with driving on a suspended license and no registration. Once again Mr Choyce was aggressive with this case and took it to trail an was able to get a not guilty verdict, which saved me a great deal of money in fines that would be pending with a guilty verdict. Overall hiring Mr Choyce and his team was the best decision I made, he provided great service at a respectable rate, an explained things as they were happening and with the charges I was facing I was very happy with the outcome of my cases that he handled. I would strongly recommend Mr Choyce and his team to anyone I know that needs legal representation he knows the law and will provide you with the best service you could hope for form a lawyer that wants to win.
“This is my second time using Mr. Choyce, and I would choose no one other than him. Both times that I hired him, it was for my son, and they were very serious cases. Mr. Choyce is smart, professional, practical, and relatable. He is a serious person, who listens, speaks in laymens terms, so that you understand what is going on. Not like some that I have experience, who talk over you, and dont take the time to really answer your questions.The second case got very close to going to trial, however, I was confident that I had the best of the best representing my son. Thank God that after willing to go to trial, we got a deal that, I think was a win win.I would definitely, without a question, hire Mr. Choyce again!”
If you’re navigating the roads in California, especially in and around Sacramento, it’s crucial to be aware of the various hazardous roadway conditions that can lead to serious car accidents. Unfortunately, many drivers in Sacramento find themselves injured due to the negligence of others in handling these dangerous conditions. Understanding these hazards is the first step towards ensuring your safety and knowing when to seek legal assistance from an experienced Sacramento car accident attorney.
One of the common causes of accidents in Sacramento is poor road maintenance. This can include potholes, uneven road surfaces, lack of proper signage, and faded road markings. These conditions can lead to loss of vehicle control, resulting in serious accidents. If you believe that poor road maintenance contributed to your accident, a knowledgeable Sacramento car accident attorney can help you navigate the complex process of filing a claim against the responsible parties.
California weather, while often pleasant, can turn hazardous with little warning. Heavy rains, fog, and even the rare icy conditions can make roadways treacherous. When drivers fail to adjust their driving habits to these conditions, accidents are more likely to occur. In such situations, the expertise of a Sacramento car accident attorney can be invaluable in proving negligence in weather-related accidents.
Construction zones are a frequent sight in Sacramento, and they can be very dangerous. With changes in traffic patterns, reduced lanes, and the presence of construction equipment, these areas are ripe for accidents. An experienced attorney can help determine if the construction company or governmental entity failed to provide adequate safety measures, contributing to your accident.
Sacramento, like many urban areas, experiences significant traffic congestion, particularly during rush hours. This congestion can lead to aggressive driving, road rage, and rear-end collisions. If you are a victim of an accident caused by another’s aggressive driving in congested traffic, contacting a Sacramento car accident attorney is a crucial step in protecting your rights and seeking compensation.
Sometimes, the design of the road itself can be hazardous. Issues like improper banking, inadequate lighting, or poorly designed intersections can lead to accidents. In such cases, identifying the responsible entity can be challenging, but an experienced Sacramento car accident attorney will have the resources and knowledge to tackle these complex cases.
Unmarked hazards such as missing guardrails, open utility holes, or unmarked roadwork can catch drivers by surprise, leading to accidents. These conditions are particularly dangerous at night or in poor weather conditions. Legal representation is crucial in these scenarios to ensure that the negligent parties are held accountable.
Determining liability in a car accident caused by bad road conditions in California can be complex, as it often involves various entities and factors. Here’s an overview of how liability is typically assessed in these situations:
Proving liability in cases of bad road conditions can be challenging. It requires demonstrating that:
Given these complexities, it’s highly advisable to seek legal guidance from a skilled Sacramento car accident attorney. An attorney can help investigate the accident, gather necessary evidence, deal with government claim procedures, and negotiate with insurance companies or represent you in court if necessary.
If you’ve been involved in a car accident in Sacramento due to bad road conditions, contact a Sacramento car accident attorney, such as The Choyce Law Firm, to discuss your case. They can help you understand your rights, identify the liable parties, and guide you through the legal process to seek the compensation you deserve. Remember, in legal matters involving public entities or complex liability issues, timely action is crucial.
Navigating the aftermath of a car accident in Sacramento, especially one caused by hazardous roadway conditions, can be overwhelming. This is where the expertise of an experienced Sacramento car accident attorney comes in.
If you or a loved one has been injured in a car accident in Sacramento due to hazardous road conditions, it’s crucial to seek legal assistance immediately. The Choyce Law Firm, with its team of experienced Sacramento car accident attorneys, is ready to provide you with the support and representation you need.
Don’t let the negligence of others leave you struggling with medical bills, lost wages, and pain and suffering. Contact The Choyce Law Firm today at (916) 306-0636 to schedule a consultation and take the first step towards securing the compensation you deserve. Remember, you are not alone in this fight – we are here to help you every step of the way.
If you’ve been injured in a car accident due to poor road conditions in Sacramento, don’t let the complexity of your case overwhelm you. Take control of your situation by reaching out to The Choyce Law Firm, where our team of dedicated and experienced Sacramento car accident attorneys is ready to champion your cause. With our expertise, we’ll navigate the legal intricacies, fight tirelessly for your rights, and work diligently to secure the compensation you deserve.
Act now and secure your future. Call The Choyce Law Firm at (916) 306-0636 for a consultation where we’ll discuss your case, outline your options, and embark on the path to justice and recovery together. Remember, you’re not just a case number to us – you’re a person who deserves the best legal support at this critical time. Let us be your advocates in this challenging journey. Call today and take the first step towards turning the page.
This is my second time hiring Mr. Choyce for my son, who was charged with a criminal act. Both times that I hired Mr. Choyce, I was very impressed with his knowledge of the law, his professionalism, and the fact that he was relatable. He is trustworthy, tells you the truth about what you are facing. He is organized, he is a very good listener, came up with strategies that were appealing.I can’t say enough good about Mr. Choyce! I knew that he was going to give my son’s case everything he had, and he did!
Hiring the Choyce Law Firm was the best decision I made while trying to decide what to do after getting charged with a 3rd DUI. I tried to use a lawyer that I had previously used when in trouble with the law, he was near retirement and wasn’t able to give my case the attention I was looking for understanding that I was facing jail time. When contacting Mr Choyce we discussed my case and he told me he could help, he even knew my previous attorney. Mr Choyce was aggressive in fighting my case with filing motions on my behalf an trying to get my case dismissed, I was very pleased that he was not just looking to get the first deal the D.A. offered but was aggressively trying to win my case. Although we were not able to get the dismissal we were looking for he was able to keep me out of jail an I was able to serve my sentence on the EHD Program, which allowed me to keep my job an that was very important to me. Mr Choyce also handled a second case for me, I was charged with driving on a suspended license and no registration. Once again Mr Choyce was aggressive with this case and took it to trail an was able to get a not guilty verdict, which saved me a great deal of money in fines that would be pending with a guilty verdict. Overall hiring Mr Choyce and his team was the best decision I made, he provided great service at a respectable rate, an explained things as they were happening and with the charges I was facing I was very happy with the outcome of my cases that he handled. I would strongly recommend Mr Choyce and his team to anyone I know that needs legal representation he knows the law and will provide you with the best service you could hope for form a lawyer that wants to win.
“This is my second time using Mr. Choyce, and I would choose no one other than him. Both times that I hired him, it was for my son, and they were very serious cases. Mr. Choyce is smart, professional, practical, and relatable. He is a serious person, who listens, speaks in laymens terms, so that you understand what is going on. Not like some that I have experience, who talk over you, and dont take the time to really answer your questions.The second case got very close to going to trial, however, I was confident that I had the best of the best representing my son. Thank God that after willing to go to trial, we got a deal that, I think was a win win.I would definitely, without a question, hire Mr. Choyce again!”
All-terrain vehicles (ATVs) provide a thrilling way to explore California’s diverse landscapes, from desert trails to forested mountain paths. However, these vehicles come with strict regulations under California ATV laws to ensure rider safety and minimize accidents. Whether you are an experienced rider or a beginner, understanding the legal definition of an ATV, how it is classified, and where it can be operated is essential to avoid violations and potential injuries.
If you or a loved one has been injured in an ATV accident, The Choyce Law Firm is here to help. Our experienced Sacramento personal injury attorneys can evaluate your case and help you pursue the compensation you deserve.
California law classifies an all-terrain vehicle (ATV) as an off-highway motorized vehicle designed to handle rough terrain. According to the California Vehicle Code (CVC) § 111, an ATV must meet the following criteria:
These characteristics distinguish ATVs from Utility Terrain Vehicles (UTVs) and dirt bikes, which have different regulations. UTVs, also known as side-by-sides (SxS), typically have steering wheels and roll cages, making them subject to separate rules under California off-road vehicle laws.
Not all ATVs are the same. California law recognizes different categories of all-terrain vehicles, each with its own legal requirements.
Understanding which ATV category applies to your vehicle is crucial, as safety equipment, riding locations, and licensing requirements vary.
ATVs are considered off-highway vehicles (OHVs) and cannot be driven on public streets or highways unless explicitly permitted. California provides designated areas where ATVs can be legally operated.
Before riding, always check local regulations to ensure compliance with California ATV riding laws.
California has some of the strictest ATV regulations in the country, and failing to follow the rules can result in fines, impoundment, or even criminal charges. Common violations include:
If you’ve been involved in an ATV accident due to someone else’s negligence, you may be eligible for compensation. At The Choyce Law Firm, we help injured riders and passengers navigate the complexities of California personal injury law. Contact us at (916) 306-0636 for a free consultation and legal guidance.
If you’ve been injured in a car accident in Sacramento, don’t navigate this challenging time alone. Let the experienced team at The Choyce Law Firm stand by your side. We understand the impact an accident can have on your life, and we’re here to help you every step of the way. Contact us today at (916) 306-0636 to schedule a consultation and learn more about how we can assist you with your auto accident injury case. Together, we can fight for the compensation you deserve and help you move forward from this traumatic experience.
This is my second time hiring Mr. Choyce for my son, who was charged with a criminal act. Both times that I hired Mr. Choyce, I was very impressed with his knowledge of the law, his professionalism, and the fact that he was relatable. He is trustworthy, tells you the truth about what you are facing. He is organized, he is a very good listener, came up with strategies that were appealing.I can’t say enough good about Mr. Choyce! I knew that he was going to give my son’s case everything he had, and he did!
Hiring the Choyce Law Firm was the best decision I made while trying to decide what to do after getting charged with a 3rd DUI. I tried to use a lawyer that I had previously used when in trouble with the law, he was near retirement and wasn’t able to give my case the attention I was looking for understanding that I was facing jail time. When contacting Mr Choyce we discussed my case and he told me he could help, he even knew my previous attorney. Mr Choyce was aggressive in fighting my case with filing motions on my behalf an trying to get my case dismissed, I was very pleased that he was not just looking to get the first deal the D.A. offered but was aggressively trying to win my case. Although we were not able to get the dismissal we were looking for he was able to keep me out of jail an I was able to serve my sentence on the EHD Program, which allowed me to keep my job an that was very important to me. Mr Choyce also handled a second case for me, I was charged with driving on a suspended license and no registration. Once again Mr Choyce was aggressive with this case and took it to trail an was able to get a not guilty verdict, which saved me a great deal of money in fines that would be pending with a guilty verdict. Overall hiring Mr Choyce and his team was the best decision I made, he provided great service at a respectable rate, an explained things as they were happening and with the charges I was facing I was very happy with the outcome of my cases that he handled. I would strongly recommend Mr Choyce and his team to anyone I know that needs legal representation he knows the law and will provide you with the best service you could hope for form a lawyer that wants to win.
“This is my second time using Mr. Choyce, and I would choose no one other than him. Both times that I hired him, it was for my son, and they were very serious cases. Mr. Choyce is smart, professional, practical, and relatable. He is a serious person, who listens, speaks in laymens terms, so that you understand what is going on. Not like some that I have experience, who talk over you, and dont take the time to really answer your questions.The second case got very close to going to trial, however, I was confident that I had the best of the best representing my son. Thank God that after willing to go to trial, we got a deal that, I think was a win win.I would definitely, without a question, hire Mr. Choyce again!”
Filing a personal injury claim is already a complex legal process, but when the responsible party is the State of California, additional challenges arise. Unlike typical personal injury lawsuits, where a negligent individual or company is held accountable, claims against government entities are governed by a separate set of laws. The California Tort Claims Act (CTCA) establishes the procedures and restrictions for seeking compensation from the state, making it crucial for injured individuals to follow strict deadlines and legal requirements.
When an injury occurs due to government negligence, whether it’s a slip and fall on public property, a car accident involving a state-owned vehicle, or hazardous road conditions, pursuing compensation requires navigating a highly technical claims process. Government agencies have certain legal immunities that limit liability in some cases, making it essential to work with an experienced personal injury attorney to maximize the chances of success.
At The Choyce Law Firm, we understand the complexities of filing a claim against a government entity. Our Sacramento personal injury lawyers are dedicated to helping victims hold negligent public entities accountable while ensuring that every legal step is properly followed.
Standard personal injury claims allow individuals to file lawsuits against private parties when negligence results in injuries. However, when a state agency, department, or employee is involved, the process changes significantly. The California Tort Claims Act requires injured parties to file an administrative claim before pursuing a lawsuit, and failure to do so within the strict six-month deadline can result in forfeiting the right to compensation.
Additionally, government agencies have legal defenses that private individuals do not. The concept of sovereign immunity—which traditionally protected government entities from being sued—has been partially waived under California law, but it still limits the types of claims that can proceed.
Here’s how claims against the state differ from standard personal injury cases:
Given these challenges, working with an experienced personal injury lawyer can make all the difference in successfully navigating claims against the government.
Many different types of government-related injuries may qualify for compensation under the California Tort Claims Act. Some of the most common personal injury cases involving state liability include:
Public buildings, parks, and sidewalks must be properly maintained to prevent hazards. When dangerous conditions—such as uneven pavement, broken stairs, or wet floors—cause injuries, the government entity responsible for maintenance may be held liable.
State employees driving government vehicles for official business must follow the same traffic laws as everyone else. When a government driver causes an accident due to negligence, the injured victim may file a claim against the state agency employing the driver.
If a pedestrian is injured due to malfunctioning traffic signals, poorly designed crosswalks, or lack of proper signage, the responsible public entity may be liable.
Poorly maintained roads, missing guardrails, or lack of warning signs can contribute to severe accidents. If an injury occurs due to negligent road maintenance by a government agency, victims may have the right to file a claim.
State employees, including law enforcement officers, maintenance crews, and administrative staff, must uphold reasonable safety standards. If an employee’s actions directly cause harm, the state may be held responsible.
Understanding which cases qualify for government liability for injuries requires a thorough legal review. At The Choyce Law Firm, we investigate each case carefully to determine whether an injured victim has grounds for a claim against the state.
Because claims against the government are subject to strict deadlines, procedural requirements, and immunity laws, successfully recovering compensation is more difficult than in standard personal injury cases. Even if a victim has a legitimate claim, failing to meet the required deadlines or making errors in the filing process can lead to an automatic dismissal.
Additionally, state agencies aggressively defend against personal injury claims, often attempting to minimize liability or shift blame onto the victim. Without legal representation, claimants may struggle to secure fair compensation for medical expenses, lost wages, and pain and suffering.
At The Choyce Law Firm, we handle every aspect of government negligence lawsuits, from filing the initial claim to negotiating settlements or taking cases to court when necessary. With years of experience representing injured victims in Sacramento personal injury cases, we fight to ensure our clients receive the compensation they deserve.
Filing a personal injury lawsuit against a government agency in California is complex, but you don’t have to go through it alone. At The Choyce Law Firm, we specialize in handling government liability cases and understand how to navigate the legal challenges involved.
If you or a loved one has been injured due to government negligence, it’s critical to act quickly. The six-month deadline to file a claim means that delaying legal action could jeopardize your case. Contact our Sacramento personal injury attorneys today to discuss your legal options and take the first step toward securing the compensation you deserve.
Call The Choyce Law Firm now at (916) 306-0636 for a free consultation.
If you have been injured in a car, truck or motorcycle accident due to the negligence of another, regardless of the nature of the underlying accident, it is important to contact experienced Sacramento auto accident attorney at The Choyce Law Firm to discuss your legal options. We have offices in Sacramento & Fairfield, CA for your convenience and have the resources and expertise to aggressively litigate your case in court, fighting to get you just compensation for your injury.
Call (916) 306-0636 today for a free consultation with our car accident lawyer in Sacramento regarding your injury case.
The Choyce Law Firm
1438 Del Paso Blvd
Sacramento, CA 95815
(916) 306-0636
This is my second time hiring Mr. Choyce for my son, who was charged with a criminal act. Both times that I hired Mr. Choyce, I was very impressed with his knowledge of the law, his professionalism, and the fact that he was relatable. He is trustworthy, tells you the truth about what you are facing. He is organized, he is a very good listener, came up with strategies that were appealing.I can’t say enough good about Mr. Choyce! I knew that he was going to give my son’s case everything he had, and he did!
Hiring the Choyce Law Firm was the best decision I made while trying to decide what to do after getting charged with a 3rd DUI. I tried to use a lawyer that I had previously used when in trouble with the law, he was near retirement and wasn’t able to give my case the attention I was looking for understanding that I was facing jail time. When contacting Mr Choyce we discussed my case and he told me he could help, he even knew my previous attorney. Mr Choyce was aggressive in fighting my case with filing motions on my behalf an trying to get my case dismissed, I was very pleased that he was not just looking to get the first deal the D.A. offered but was aggressively trying to win my case. Although we were not able to get the dismissal we were looking for he was able to keep me out of jail an I was able to serve my sentence on the EHD Program, which allowed me to keep my job an that was very important to me. Mr Choyce also handled a second case for me, I was charged with driving on a suspended license and no registration. Once again Mr Choyce was aggressive with this case and took it to trail an was able to get a not guilty verdict, which saved me a great deal of money in fines that would be pending with a guilty verdict. Overall hiring Mr Choyce and his team was the best decision I made, he provided great service at a respectable rate, an explained things as they were happening and with the charges I was facing I was very happy with the outcome of my cases that he handled. I would strongly recommend Mr Choyce and his team to anyone I know that needs legal representation he knows the law and will provide you with the best service you could hope for form a lawyer that wants to win.
“This is my second time using Mr. Choyce, and I would choose no one other than him. Both times that I hired him, it was for my son, and they were very serious cases. Mr. Choyce is smart, professional, practical, and relatable. He is a serious person, who listens, speaks in laymens terms, so that you understand what is going on. Not like some that I have experience, who talk over you, and dont take the time to really answer your questions.The second case got very close to going to trial, however, I was confident that I had the best of the best representing my son. Thank God that after willing to go to trial, we got a deal that, I think was a win win.I would definitely, without a question, hire Mr. Choyce again!”
Filing an insurance claim can be a stressful and uncertain process, especially when you’re dealing with injuries, property damage, or other unexpected losses. One of the most pressing questions many people have is, “How long will it take for the insurance company to respond?” While the timeline for response can vary depending on the type of claim, your location, and the insurer’s policies, there are laws in place to ensure insurance companies handle claims in a timely and fair manner. Understanding these timelines is critical to managing expectations and taking the right steps to protect your rights. In this post, we’ll break down what to expect, the legal requirements for insurers, and what you can do if your claim is delayed or denied.
When filing an insurance claim, understanding the timelines insurers must follow can help you manage expectations and ensure they are acting within their legal obligations. While these timeframes can vary by state and type of insurance, they are designed to ensure claims are handled promptly and fairly.
Insurance companies generally follow a structured process when handling claims, with specific deadlines at each stage:
Acknowledgment of the Claim
Investigation of the Claim
Acceptance or Denial of the Claim
Issuing Payment (if applicable)
California has some of the strictest regulations to protect policyholders. Under the California Fair Claims Settlement Practices Regulations, insurers must:
These timelines ensure that claims are handled in a timely manner and that policyholders are kept informed throughout the process.
If an insurer fails to meet these deadlines, it could be a violation of state law. You may have the right to file a complaint with your state’s insurance regulatory agency or consult an attorney to explore potential legal action for bad faith practices.
Understanding these timeframes empowers you to hold insurance companies accountable and ensures that you receive the attention and resolution you deserve. If you’re facing delays or challenges with your claim, seeking legal guidance can help you navigate the process effectively.
If you have been injured in a car, truck or motorcycle accident due to the negligence of another, regardless of the nature of the underlying accident, it is important to contact experienced Sacramento auto accident attorney at The Choyce Law Firm to discuss your legal options. We have offices in Sacramento & Fairfield, CA for your convenience and have the resources and expertise to aggressively litigate your case in court, fighting to get you just compensation for your injury.
Call (916) 306-0636 today for a free consultation with our car accident lawyer in Sacramento regarding your injury case.
The Choyce Law Firm
1438 Del Paso Blvd
Sacramento, CA 95815
(916) 306-0636
This is my second time hiring Mr. Choyce for my son, who was charged with a criminal act. Both times that I hired Mr. Choyce, I was very impressed with his knowledge of the law, his professionalism, and the fact that he was relatable. He is trustworthy, tells you the truth about what you are facing. He is organized, he is a very good listener, came up with strategies that were appealing.I can’t say enough good about Mr. Choyce! I knew that he was going to give my son’s case everything he had, and he did!
Hiring the Choyce Law Firm was the best decision I made while trying to decide what to do after getting charged with a 3rd DUI. I tried to use a lawyer that I had previously used when in trouble with the law, he was near retirement and wasn’t able to give my case the attention I was looking for understanding that I was facing jail time. When contacting Mr Choyce we discussed my case and he told me he could help, he even knew my previous attorney. Mr Choyce was aggressive in fighting my case with filing motions on my behalf an trying to get my case dismissed, I was very pleased that he was not just looking to get the first deal the D.A. offered but was aggressively trying to win my case. Although we were not able to get the dismissal we were looking for he was able to keep me out of jail an I was able to serve my sentence on the EHD Program, which allowed me to keep my job an that was very important to me. Mr Choyce also handled a second case for me, I was charged with driving on a suspended license and no registration. Once again Mr Choyce was aggressive with this case and took it to trail an was able to get a not guilty verdict, which saved me a great deal of money in fines that would be pending with a guilty verdict. Overall hiring Mr Choyce and his team was the best decision I made, he provided great service at a respectable rate, an explained things as they were happening and with the charges I was facing I was very happy with the outcome of my cases that he handled. I would strongly recommend Mr Choyce and his team to anyone I know that needs legal representation he knows the law and will provide you with the best service you could hope for form a lawyer that wants to win.
“This is my second time using Mr. Choyce, and I would choose no one other than him. Both times that I hired him, it was for my son, and they were very serious cases. Mr. Choyce is smart, professional, practical, and relatable. He is a serious person, who listens, speaks in laymens terms, so that you understand what is going on. Not like some that I have experience, who talk over you, and dont take the time to really answer your questions.The second case got very close to going to trial, however, I was confident that I had the best of the best representing my son. Thank God that after willing to go to trial, we got a deal that, I think was a win win.I would definitely, without a question, hire Mr. Choyce again!”
Mopeds are classified as low-powered motorized vehicles intended for short-distance transport in California. Although they are subject to certain state restrictions that distinguish them from motorcycles and scooters, they provide a practical alternative for urban transportation. California law makes sure that mopeds are used properly on public highways by providing clear definitions.
According to California law, a moped must:
These characteristics set mopeds apart from other types of vehicles and guarantee that they are used for the low-speed, effective transportation for which they are designed.
Although mopeds, motorcycles, and scooters may appear similar, California law makes clear distinctions among them based on power, speed, and design.
Understanding these distinctions helps riders comply with California’s vehicle classifications and ensures they meet the necessary requirements for their chosen mode of transportation.
Mopeds have specific features that define their operation and legal classification in California. These features set them apart from other motorized vehicles and highlight their suitability for particular uses.
Mopeds are equipped with low-powered engines designed for urban and suburban travel. California law limits moped engines to a maximum output of 2 brake horsepower (BHP). This restriction ensures mopeds remain manageable and safe for riders of varying experience levels. Many mopeds also feature electric motors or small gas engines paired with automatic transmissions, making them easier to operate than motorcycles.
Speed is another key factor in the classification of mopeds. Under California law, mopeds are restricted to a top speed of 30 mph on flat, level ground. This speed cap ensures that mopeds can coexist safely with other vehicles on the road without posing a significant hazard to traffic flow. Vehicles exceeding this speed are classified differently, often as motorcycles or scooters, and are subject to stricter regulations.
As of January 2025, California has introduced new regulations affecting two-wheeled electric vehicles, particularly high-powered electric bicycles. Senate Bill No. 1271, effective January 1, 2025, clarifies the classification of electric bicycles that exceed certain speed and power thresholds, aligning them more closely with mopeds or light motorcycles. This distinction is crucial, as it determines the legal requirements for operation, including registration, licensing, and permissible usage areas.
Under existing California law, a moped, also known as a motorized bicycle, is defined as a two or three-wheeled device capable of no more than 30 miles per hour on level ground. It is equipped with fully operative pedals for human propulsion and a motor producing less than four gross brake horsepower with an automatic transmission. Some mopeds may lack pedals if powered solely by electrical energy.
The new legislation aims to address the growing number of high-powered electric bikes that resemble mopeds or motorcycles in performance. By redefining these vehicles, California seeks to ensure that appropriate safety measures, such as registration and licensing, are applied. This move is part of a broader effort to regulate the increasing use of electric bicycles and similar vehicles on public roads and bike paths.
It’s important for riders to be aware of these changes and understand how their vehicles are classified to comply with California’s regulations. Operating a vehicle that falls into the moped or motorcycle category without the proper licensing or registration can result in penalties. For detailed information on vehicle classifications and requirements, the California Department of Motor Vehicles provides resources to help riders stay informed.
If you have been injured in a car, truck or motorcycle accident due to the negligence of another, regardless of the nature of the underlying accident, it is important to contact experienced Sacramento auto accident attorney at The Choyce Law Firm to discuss your legal options. We have offices in Sacramento & Fairfield, CA for your convenience and have the resources and expertise to aggressively litigate your case in court, fighting to get you just compensation for your injury.
Call (916) 306-0636 today for a free consultation with our car accident lawyer in Sacramento regarding your injury case.
The Choyce Law Firm
1438 Del Paso Blvd
Sacramento, CA 95815
(916) 306-0636
This is my second time hiring Mr. Choyce for my son, who was charged with a criminal act. Both times that I hired Mr. Choyce, I was very impressed with his knowledge of the law, his professionalism, and the fact that he was relatable. He is trustworthy, tells you the truth about what you are facing. He is organized, he is a very good listener, came up with strategies that were appealing.I can’t say enough good about Mr. Choyce! I knew that he was going to give my son’s case everything he had, and he did!
Hiring the Choyce Law Firm was the best decision I made while trying to decide what to do after getting charged with a 3rd DUI. I tried to use a lawyer that I had previously used when in trouble with the law, he was near retirement and wasn’t able to give my case the attention I was looking for understanding that I was facing jail time. When contacting Mr Choyce we discussed my case and he told me he could help, he even knew my previous attorney. Mr Choyce was aggressive in fighting my case with filing motions on my behalf an trying to get my case dismissed, I was very pleased that he was not just looking to get the first deal the D.A. offered but was aggressively trying to win my case. Although we were not able to get the dismissal we were looking for he was able to keep me out of jail an I was able to serve my sentence on the EHD Program, which allowed me to keep my job an that was very important to me. Mr Choyce also handled a second case for me, I was charged with driving on a suspended license and no registration. Once again Mr Choyce was aggressive with this case and took it to trail an was able to get a not guilty verdict, which saved me a great deal of money in fines that would be pending with a guilty verdict. Overall hiring Mr Choyce and his team was the best decision I made, he provided great service at a respectable rate, an explained things as they were happening and with the charges I was facing I was very happy with the outcome of my cases that he handled. I would strongly recommend Mr Choyce and his team to anyone I know that needs legal representation he knows the law and will provide you with the best service you could hope for form a lawyer that wants to win.
“This is my second time using Mr. Choyce, and I would choose no one other than him. Both times that I hired him, it was for my son, and they were very serious cases. Mr. Choyce is smart, professional, practical, and relatable. He is a serious person, who listens, speaks in laymens terms, so that you understand what is going on. Not like some that I have experience, who talk over you, and dont take the time to really answer your questions.The second case got very close to going to trial, however, I was confident that I had the best of the best representing my son. Thank God that after willing to go to trial, we got a deal that, I think was a win win.I would definitely, without a question, hire Mr. Choyce again!”
If you or a loved one was involved in a catastrophic accident that resulted in a limb amputation, you need to contact a personal injury lawyer who can represent you. According to the National Limb Loss Information Center, there are approximately 1.8 million people living with limb loss in the United States.
A lost limb affects your life in so many different ways. From finance to social to psychological to physical, and everything in between. If loss of a limb was caused by negligence of others, you need a lawyer to hold those parties responsible. The most common types of amputation injuries occur due to:
The statistics of limb amputation is devastating. One out of every 200 people in the US has had an amputation and almost 70% of accident-related amputations involve the upper-limbs. Males and elderly are at a higher risk for traumatic amputations. If you have suffered from a limb amputation, don’t wait to contact an accident lawyer.
Amputations may be complete or partial. In a complete loss, the body part is totally severed from the body and in a partial loss, some bone, tissue or muscle keeps the amputated part attached to the victim’s body. The names for amputations are:
Any type of amputation can cause life-altering implications. If you’ve been injured and lost a limb as a result, contact a skilled personal injury attorney in Sacramento CA.
Losing a limb due to someone else’s negligence can affect your life in many ways and demands for compensation for such effects. Depending on the case, you may be entitled to compensation for:
A victim and the family will endure many expenses and endure many challenges in recovering from the accident. The medical costs associated with amputations are very substantial. Often victims require many days of hospitalization and many amputees require expensive prosthetics or artificial limbs. These prosthetics may costs tens of thousands of dollars and require replacement every 2-5 years. Worse, amputees can also face significant future medical costs. A personal injury attorney in Sacramento CA can help you get the maximum compensation you and your loved ones deserve for your pain and suffering.
If you or a loved one was involved in a catastrophic accident that resulted in a limb amputation, you need to contact a personal injury lawyer who can represent you. According to the National Limb Loss Information Center, there are approximately 1.8 million people living with limb loss in the United States.
A lost limb affects your life in so many different ways. From finance to social to psychological to physical, and everything in between. If loss of a limb was caused by negligence of others, you need a lawyer to hold those parties responsible. The most common types of amputation injuries occur due to:
The statistics of limb amputation is devastating. One out of every 200 people in the US has had an amputation and almost 70% of accident-related amputations involve the upper-limbs. Males and elderly are at a higher risk for traumatic amputations. If you have suffered from a limb amputation, don’t wait to contact an accident lawyer.
Amputations may be complete or partial. In a complete loss, the body part is totally severed from the body and in a partial loss, some bone, tissue or muscle keeps the amputated part attached to the victim’s body. The names for amputations are:
Any type of amputation can cause life-altering implications. If you’ve been injured and lost a limb as a result, contact a skilled personal injury attorney in Sacramento CA.
Losing a limb due to someone else’s negligence can affect your life in many ways and demands for compensation for such effects. Depending on the case, you may be entitled to compensation for:
A victim and the family will endure many expenses and endure many challenges in recovering from the accident. The medical costs associated with amputations are very substantial. Often victims require many days of hospitalization and many amputees require expensive prosthetics or artificial limbs. These prosthetics may costs tens of thousands of dollars and require replacement every 2-5 years. Worse, amputees can also face significant future medical costs. A personal injury attorney in Sacramento CA can help you get the maximum compensation you and your loved ones deserve for your pain and suffering.
A personal injury attorney in Sacramento CA at The Choyce Law Firm can help you get the maximum compensation you and your loved ones deserve for your pain and suffering.
If you have been injured in a car, truck or motorcycle accident due to the negligence of another, regardless of the nature of the underlying accident, it is important to contact experienced auto accident lawyers in Sacramento at The Choyce Law Firm to discuss your legal options. We have offices in Sacramento & Fairfield, CA for your convenience and have the resources and expertise to aggressively litigate your case in court, fighting to get you just compensation for your injury.
Call (916) 306-0636 today for a free consultation with our car accident lawyer in Sacramento regarding your injury case.
This is my second time hiring Mr. Choyce for my son, who was charged with a criminal act. Both times that I hired Mr. Choyce, I was very impressed with his knowledge of the law, his professionalism, and the fact that he was relatable. He is trustworthy, tells you the truth about what you are facing. He is organized, he is a very good listener, came up with strategies that were appealing.I can’t say enough good about Mr. Choyce! I knew that he was going to give my son’s case everything he had, and he did!
Hiring the Choyce Law Firm was the best decision I made while trying to decide what to do after getting charged with a 3rd DUI. I tried to use a lawyer that I had previously used when in trouble with the law, he was near retirement and wasn’t able to give my case the attention I was looking for understanding that I was facing jail time. When contacting Mr Choyce we discussed my case and he told me he could help, he even knew my previous attorney. Mr Choyce was aggressive in fighting my case with filing motions on my behalf an trying to get my case dismissed, I was very pleased that he was not just looking to get the first deal the D.A. offered but was aggressively trying to win my case. Although we were not able to get the dismissal we were looking for he was able to keep me out of jail an I was able to serve my sentence on the EHD Program, which allowed me to keep my job an that was very important to me. Mr Choyce also handled a second case for me, I was charged with driving on a suspended license and no registration. Once again Mr Choyce was aggressive with this case and took it to trail an was able to get a not guilty verdict, which saved me a great deal of money in fines that would be pending with a guilty verdict. Overall hiring Mr Choyce and his team was the best decision I made, he provided great service at a respectable rate, an explained things as they were happening and with the charges I was facing I was very happy with the outcome of my cases that he handled. I would strongly recommend Mr Choyce and his team to anyone I know that needs legal representation he knows the law and will provide you with the best service you could hope for form a lawyer that wants to win.
“This is my second time using Mr. Choyce, and I would choose no one other than him. Both times that I hired him, it was for my son, and they were very serious cases. Mr. Choyce is smart, professional, practical, and relatable. He is a serious person, who listens, speaks in laymens terms, so that you understand what is going on. Not like some that I have experience, who talk over you, and dont take the time to really answer your questions.The second case got very close to going to trial, however, I was confident that I had the best of the best representing my son. Thank God that after willing to go to trial, we got a deal that, I think was a win win.I would definitely, without a question, hire Mr. Choyce again!”
Accidents involving large trucks can have devastating consequences. In California, navigating the aftermath of such an accident can be complex due to the size of the vehicles involved, the severity of injuries, and the legal implications. This is where the expertise of a Sacramento truck accident attorney becomes invaluable.
Large truck accidents differ significantly from regular vehicle collisions. The sheer size and weight of trucks mean the impact can be much more severe, leading to serious injuries or fatalities. These accidents often involve multiple parties – the truck driver, the trucking company, vehicle manufacturers, and sometimes government entities responsible for road maintenance. This complexity makes establishing liability and navigating legal claims particularly challenging.
Expert Legal Guidance: A personal injury attorney with experience in truck accidents can navigate the intricate legal landscape, ensuring that victims understand their rights and the legal process. They can handle complicated aspects like interpreting federal and state trucking regulations, which play a crucial role in these cases.
Investigation and Evidence Gathering: Attorneys have resources to conduct thorough investigations. They gather evidence such as driver logs, truck maintenance records, and accident reconstruction reports. This evidence is crucial in building a strong case.
Establishing Liability: In truck accidents, liability can be complex, with multiple potentially responsible parties. A skilled attorney can identify all liable parties, including the truck driver, trucking company, cargo loaders, and manufacturers of truck parts.
Dealing with Insurance Companies: Insurance companies often try to minimize compensation. An attorney can negotiate with these companies to ensure that victims receive fair compensation for their injuries, damages, and suffering.
Maximizing Compensation: Personal injury attorneys understand the nuances of calculating damages in truck accident cases, which often include medical expenses, lost wages, pain and suffering, and sometimes punitive damages.
California’s highways are some of the busiest, increasing the likelihood of truck accidents. Additionally, California’s comparative negligence law can impact the compensation victims receive. An attorney well-versed in California law can navigate these specific challenges effectively.
Time is of the essence in truck accident cases. California has specific statutes of limitations for filing personal injury claims. Furthermore, gathering fresh evidence is crucial for building a strong case. Prompt action also ensures that legal proceedings begin while details are still clear and witnesses’ memories are fresh.
The aftermath of a large truck accident can be overwhelming. However, with the right personal injury attorney, victims in California can navigate the complex legal landscape, establish liability, and secure the compensation they deserve. Remember, the right legal support can make a significant difference in the outcome of your case.
The lives we live today are possible because of the vast and complicated economic system we have built over the millennia. That entire system would come to a halt if we didn’t have the men and women who transport the goods and services we need to keep it running. A large portion of that transportation responsibility falls onto our nation’s truck drivers.
Over 4,000 people lose their lives every year in large truck accidents, and although many of these are caused by other drivers on the road, some are caused by negligent truck drivers. As soon as the act of driving becomes a way to get paid, people will attempt to break the rules for their own monetary benefit. Breaking the rules can include driving with excessive speed, tailgating, not performing required safety inspections, and not adhering to rest period laws, among many others. To help trucking companies and customers make sure they are using the best and safest drivers, the company DriveCam has introduced a service that gives managers useful insight into their driver’s habits.
DriveCam is a company that uses a dashboard mounted camera that is placed inside a vehicle to gather driving and situational information. The camera is triggered to send a video transmission to the company’s central analysis facility whenever an emergency maneuver is made. An emergency maneuver is defined by sudden changes in speed or direction, such as sudden breaking, swerving, or impact caused by collision. Once the video is sent to DriveCam, they analyze it to make sure that it does in fact represent an emergency situation, at which point it is also sent to the company that owns the truck for evaluation. This is an incredibly useful tool for managers attempting to retain only the safest drivers for use.
A lesser known positive of the service is that in the event of an accident, it will really help investigators determine the cause. Truck drivers are often unfairly blamed for accidents because their vehicles cause an immense amount of damage that makes properly determining the original cause difficult. When there are five cars on scene and they have all been smashed to bits by a large tractor trailer, it is hard to prove that anything other than the large truck was the cause. In reality, there are hundreds of different possible causes, but it’s very difficult to determine which was primary once such extreme damage has taken place. Having this type of monitored camera mounted on the dashboard of these large trucks is great for us all, and it will also help to vindicate drivers who have been unfairly deemed responsible for truck accidents.
People are hurt every day from interactions with these large commercial vehicles. Injuries from accidents with tractor trailers and semi trucks are often serious and can prove fatal. Responsible parties should be held accountable, and the Sacramento truck accident attorney at The Choyce Law Firm will fight to get injured parties the compensation they deserve. If you or a loved one has been injured during an accident with a large truck, call our Sacramento truck accident attorney or a free consultation today!
If you have been injured in an accident with a large truck, you deserve an attorney who cares about your situation and is here to help make sure you are fully compensated for your injury. Our American system of law is set up only one way- to repay you for your loss with money. The insurance companies have one job – to pay you as little as possible and keep expenses as low as possible for their company. You must level the playing field by having an experienced Sacramento truck accident attorney on your side, who will fight to make sure justice is done.
Give us a call at (916) 306-0636 to speak to a personal injury attorney in Sacramento who can handle your case and take the burden off your hands.
This is my second time hiring Mr. Choyce for my son, who was charged with a criminal act. Both times that I hired Mr. Choyce, I was very impressed with his knowledge of the law, his professionalism, and the fact that he was relatable. He is trustworthy, tells you the truth about what you are facing. He is organized, he is a very good listener, came up with strategies that were appealing.I can’t say enough good about Mr. Choyce! I knew that he was going to give my son’s case everything he had, and he did!
Hiring the Choyce Law Firm was the best decision I made while trying to decide what to do after getting charged with a 3rd DUI. I tried to use a lawyer that I had previously used when in trouble with the law, he was near retirement and wasn’t able to give my case the attention I was looking for understanding that I was facing jail time. When contacting Mr Choyce we discussed my case and he told me he could help, he even knew my previous attorney. Mr Choyce was aggressive in fighting my case with filing motions on my behalf an trying to get my case dismissed, I was very pleased that he was not just looking to get the first deal the D.A. offered but was aggressively trying to win my case. Although we were not able to get the dismissal we were looking for he was able to keep me out of jail an I was able to serve my sentence on the EHD Program, which allowed me to keep my job an that was very important to me. Mr Choyce also handled a second case for me, I was charged with driving on a suspended license and no registration. Once again Mr Choyce was aggressive with this case and took it to trail an was able to get a not guilty verdict, which saved me a great deal of money in fines that would be pending with a guilty verdict. Overall hiring Mr Choyce and his team was the best decision I made, he provided great service at a respectable rate, an explained things as they were happening and with the charges I was facing I was very happy with the outcome of my cases that he handled. I would strongly recommend Mr Choyce and his team to anyone I know that needs legal representation he knows the law and will provide you with the best service you could hope for form a lawyer that wants to win.
“This is my second time using Mr. Choyce, and I would choose no one other than him. Both times that I hired him, it was for my son, and they were very serious cases. Mr. Choyce is smart, professional, practical, and relatable. He is a serious person, who listens, speaks in laymens terms, so that you understand what is going on. Not like some that I have experience, who talk over you, and dont take the time to really answer your questions.The second case got very close to going to trial, however, I was confident that I had the best of the best representing my son. Thank God that after willing to go to trial, we got a deal that, I think was a win win.I would definitely, without a question, hire Mr. Choyce again!”